Mending Fences
I don't expect you to understand me at all.
Look how long it has taking you to admit you have flaws?
Well...
Prior to that you did have a good credit rating too!
So,
I guess you have discovered yourself!
Too bad it took for sale signs, repossessions
And a foreclosure to do it!
Mending fences?
Sure.
You go right ahead.
I know a lot of that you probably have to do!
Me?
First of all...
I never needed a front or a back yard to do that!
Or neighbors that weren't neighborly!
poem by Lawrence S. Pertillar

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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar

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Throughout the Meadow
I discovered my purpose,
Long before your good credit rating...
Maxed out on overdrawn credit cards.
I have never identified with bling,
As a means to represent my dreams and wishes.
Being 'different' has had its benefits for me.
I owe no one anything to maintain a pretense.
I am who I am.
Basic.
Truth and I have been friends for years.
But I will admit...
We have had our ups and downs.
You,
On the other hand...
Celebrated achieving faked peaks.
And today you tell me I know nothing of the valleys?
Remember,
That's where you left me before making your climb.
However...
Your whining everyone can hear,
Throughout the meadow.
Have you lost your purpose and your mind,
On borrow time and the cheap 'blinging' of things?
I thought you knew who you were?
Was it you who said I wasted my life,
On useless dreams?
And here you are...
Screaming as if 'you' are the one crazed.
But...
You may be reflecting your purpose.
Who am I to pass judgement?
Enjoy.
Have a great day.
poem by Lawrence S. Pertillar

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Told to Go to a Heated Place
People are crazed.
And don't know what they want.
They want the government out of their lives.
And yet they want to be protected from terrorists.
As well as those they know,
Who are revealed to be thieves.
Their next door neighbors...
Who have committed petty crimes.
The ones who drive Benzes and Mercedes.
They wish not to pay another tax.
But expect free this and that...
And become angered,
When they spend their last dime.
Wasted on craps.
And other casino traps.
No second best!
They want to be better than the rest.
They want to build and show progress.
They want their stores stocked like packed nests.
They want to dress and stop breaths...
Because they want to look so good!
Moisturized, tanned and...
Buffed.
And they want to pocket huge dollars for doing,
Less than they should.
ALL...
Delivered by the Good Witch from the East,
Glenda!
Remember her from the Wizard of Oz?
Glenda?
The one who promised Dorothy,
If she really wanted...
She could and 'would' get back to Kansas.
Or get that which her heart truly desired.
Just with the clicking of her pumped and Rubied heels.
Three times.
And...
That's all it would take!
'Please let me get back to a credit A rating!
Please let me get back to a credit A rating!
Please let me get back to a credit A rating! '
People are crazed.
And don't know what they want.
They want also to be the first to occupy 'Space'.
You know...
Outer Space?
With much of that 'inner' space between their ears vacant.
They want the government out of their lives.
Day and night,
Loudly they make this clear.
But want their interests protected by those they elect...
Done.
And 'stunned' by the cost,
To maintain their exorbitant delusions.
And those who confront them...
Are told to go to a heated place!
And while there,
To kiss where the Sun does not shine!
poem by Lawrence S. Pertillar

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You Will 'Never' Be A Good Liar
I admit...
I use to wish to have capabilities to lie,
And get away with it.
But I was told when much younger,
A liar I could never be.
Because in the telling of one,
I was not suppose to apologize.
Then while trembling with my eyes in tears,
Admit something I did...
BEFORE it was discovered,
I couldn't lie effectively.
'Boy?
What is the matter with you? '
I was going to lie.
'Lie?
About what? '
About taking out the garbage.
'Well...
Did you take it out? '
Yes.
'Then 'why' are you crying? '
I didn't want you to punish me.
If I lied about taking it out,
And I really didn't.
But...
I decided that I should.
'You will 'never' be a good liar.'
If I don't...
Will that make you mad at me?
Should I try harder?
poem by Lawrence S. Pertillar

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A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.
quote by Ruben Hinojosa

Submitted by Lucian Velea
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For Wishes of Good Credit
For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.
And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!
poem by Lawrence S. Pertillar

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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar

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Do You Hear Me?
Give you
Time?
To do what?
'To comprehend
What you are saying.'
And
You expect me to do what?
'Be patient.'
And in my patient waiting,
What from you can I expect?
'An attempt to understand.'
I tell you what
Why don't you make those attempts
To understand on your own time
And if you find me understanding
With a comprehension you have discovered
Not outdated by my continued journey
Of living life by taking chances
Without making excuses
To introduce myself to fresh experiences
'Perhaps' I may be struck by a bolt of motivation
That inspires me to listen with time given
Just to focus on you
'Oh?
So
What are you saying?
You are not willing to take the time?
So
What is it that you are saying?
You are not willing to take the time?
Do you hear me?
Do you hear me?
poem by Lawrence S. Pertillar

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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar

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Touch Of My Hand
I'm not ashamed of the things that I dream
I find myself flirting with the verge of obscene
Into the unknown, I will be bold
And go to new places I can be out of control
And I don't want to explain tonight
All the things I've tried to hide
I shut myself out from the world so I
Can draw the blinds and I'll teach myself to fly
I love myself
It's not a sin
I can't control what's happenin'
'Cause I've just discovered
Imagination's taking over
Another day without a lover
The more I come to understand
The touch of my hand
The small of my back, the arch of my feet
Lately I've been noticing the beautiful, me
I'm all in my skin and I'm not gonna wait
I'm into myself in the most precious way
And I don't want to explain tonight
All the things I've tried to hide
I shut myself out from the world so I
Can draw the blinds and I'll teach myself to fly
'Cause I've just discovered
Imagination's taking over
Another day without a lover
The more I come to understand
The touch of my hand
There's a world undefined
In my body and mind
I won't be left behind
I'm already here
'Cause I've just discovered
Imagination's taking over
Another day without a lover
The more I come to understand
The touch of my hand
'Cause I've just discovered
Imagination's taking over
Another day without a lover
The more I come to understand
The touch of my hand
Hey, hey, hey, oh, oh, oh, yeah
Hey, hey, hey, oh, oh, oh, yeah, yeah
song performed by by Britney Spears

Submitted by Lucian Velea
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Religious Routines
As long as you are kept,
On the bottom rung of consciousness...
You will always be left subjected to believe,
Maintaining a good credit score...
Depends on the prayers you give,
And the blessings you receive.
Although our existence here,
Has nothing to do with religious routines!
And that is why,
So many find they have a lower interest,
Rating to invest!
poem by Lawrence S. Pertillar

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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar

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Human With Flaws
All I am
Is a human with flaws
You can't change me
You can't me no
And you can't erase my problems
Just a human with flaws?
I guess, this sounds
Normal
There is a person
Behind the flaws
Can you see her?
She's beautiful
Smart, Happy... Perfect
But no one sees her
Do they?
So, yes, all I am
is a human with flaws
But everyone can change
And so can I
poem by Alyssa Ray

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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar

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George Bush taking credit for the wall coming down is like the rooster taking credit for the sun rising.
Sonnet: My Good Work Belongs to God
My work belongs to God and God alone;
I don’t expect rewards or citations;
If God allows it, it will come, one by one;
For long, I don’t expect imitations.
If I wish to tell people who God is,
And make them understand His love for Man;
I wish to them remind of Heaven’s Bliss;
That reaching it with ease, everyone can.
The words I write come from my mind and heart,
Inspired by good thoughts that God gives me;
Let people understand them through my art
And praise the Creator, wholeheartedly.
Let it help them to live, my Poetry,
And go to fruition like a healthy tree.
6-26-2001
poem by John Celes

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Expecting Nothing From Each Other...
at that point when you
tell the world that
you expect nothing from it
it tells you
exactly
the same thing
like an echo
from a cave
'i expect nothing
from you
too'
it is fair, you must admit
you must admit, it is but fair enough...
poem by Ric S. Bastasa

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Michigan is also the only industrial state that has a AAA credit rating.
quote by John Engler

Submitted by Lucian Velea
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar

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The Am I Nuts Test
Before taking The Am I Nuts Test,
Do your best to be objective and prepared...
To declare 'yourself',
As crazy as a bed bug!
Why declare this?
It will be easier to take the test,
With the acknowledgement...
There had been someone who picked on a bed bug,
To proclaim and announce it crazy.
Okay?
Now you should feel open to accept,
All possibilities.
First...
Have you ever discovered yourself quick to deny,
Anything?
Think about this and be honest.
Second...
Are you afraid to be critiqued?
For any physical flaws and blemishes you keep?
Third...
Do you seek to mask your insecurities?
With a pointing out those of others...
As you desperately try to secretly hide,
Those of your own that are hidden deep?
Fourth...
Do you get up each morning,
With wishes to find someone to impress.
Without first expressing a thankfulness for your blessings?
Do you find a need to rehearse this first?
Fifth...
Are you envious and jealous,
Of those addressing with confidence their identities?
Does this irritate you to no end?
And you are convinced,
They actually are trying to run away...
From their strange and differentness.
Do you feel people like this pretend?
And you remain one of the few...
Who advocate a 'normalcy' wishing others to approve?
Well...
You 'are' nuts!
And there is no need to have the results discussed.
If you believe others are out of their minds,
With a few like you being 'normal'.
And no evidence around you to validate and find.
You 'are' nuts and out of your mind.
No one today is normal.
'What makes you qualified to administer a test like this? '
Long ago I was confirmed as being dysfunctional.
And I resisted this refusing to admit it.
But today those dysfunctional,
Seem to be the ones left who have common sense.
'So...
You too are nuts? '
No.
My preference is to stay,
As dysfunctional for as long as I can.
I find to admit it makes me more marketable.
To discover someone is nuts,
Puts a limit to their opportunities.
And...
To debate with someone about the mentalities of bed bugs,
Is way out of my league.
I enjoy my life lived as simple as possible.
poem by Lawrence S. Pertillar

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