Told to Go to a Heated Place
People are crazed.
And don't know what they want.
They want the government out of their lives.
And yet they want to be protected from terrorists.
As well as those they know,
Who are revealed to be thieves.
Their next door neighbors...
Who have committed petty crimes.
The ones who drive Benzes and Mercedes.
They wish not to pay another tax.
But expect free this and that...
And become angered,
When they spend their last dime.
Wasted on craps.
And other casino traps.
No second best!
They want to be better than the rest.
They want to build and show progress.
They want their stores stocked like packed nests.
They want to dress and stop breaths...
Because they want to look so good!
Moisturized, tanned and...
Buffed.
And they want to pocket huge dollars for doing,
Less than they should.
ALL...
Delivered by the Good Witch from the East,
Glenda!
Remember her from the Wizard of Oz?
Glenda?
The one who promised Dorothy,
If she really wanted...
She could and 'would' get back to Kansas.
Or get that which her heart truly desired.
Just with the clicking of her pumped and Rubied heels.
Three times.
And...
That's all it would take!
'Please let me get back to a credit A rating!
Please let me get back to a credit A rating!
Please let me get back to a credit A rating! '
People are crazed.
And don't know what they want.
They want also to be the first to occupy 'Space'.
You know...
Outer Space?
With much of that 'inner' space between their ears vacant.
They want the government out of their lives.
Day and night,
Loudly they make this clear.
But want their interests protected by those they elect...
Done.
And 'stunned' by the cost,
To maintain their exorbitant delusions.
And those who confront them...
Are told to go to a heated place!
And while there,
To kiss where the Sun does not shine!
poem by Lawrence S. Pertillar

Submitted by Poetry Lover
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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar

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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar

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Pay Up
So pathetically crazed.
From day to day they contradict their ways.
They wish their safety,
As long as someone else is delayed.
And when a perception their security is weak...
Immediately they accuse the government,
Of not doing its best to protect their manicured...
And suburban profiled streets.
So pathetically crazed,
They accuse the current administration...
Of being too much in their lives.
And these same people have claimed recently,
The government should spend more...
To ensure their interests are not terrorized.
So sick with thick self righteousness,
These same folks wish for economic bliss to exist.
While living lives indebted...
To unpaid loans,
And fantasies charged to overwhelming credit.
So pathetically crazed.
From day to day they contradict their ways.
And they just don't get it!
No one is left who is willing to hold their breath...
For repayment or an extension to prolong delusions.
And those in control of those foreign banks,
Are simply saying, 'Pay up! '
poem by Lawrence S. Pertillar

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Mending Fences
I don't expect you to understand me at all.
Look how long it has taking you to admit you have flaws?
Well...
Prior to that you did have a good credit rating too!
So,
I guess you have discovered yourself!
Too bad it took for sale signs, repossessions
And a foreclosure to do it!
Mending fences?
Sure.
You go right ahead.
I know a lot of that you probably have to do!
Me?
First of all...
I never needed a front or a back yard to do that!
Or neighbors that weren't neighborly!
poem by Lawrence S. Pertillar

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Throughout the Meadow
I discovered my purpose,
Long before your good credit rating...
Maxed out on overdrawn credit cards.
I have never identified with bling,
As a means to represent my dreams and wishes.
Being 'different' has had its benefits for me.
I owe no one anything to maintain a pretense.
I am who I am.
Basic.
Truth and I have been friends for years.
But I will admit...
We have had our ups and downs.
You,
On the other hand...
Celebrated achieving faked peaks.
And today you tell me I know nothing of the valleys?
Remember,
That's where you left me before making your climb.
However...
Your whining everyone can hear,
Throughout the meadow.
Have you lost your purpose and your mind,
On borrow time and the cheap 'blinging' of things?
I thought you knew who you were?
Was it you who said I wasted my life,
On useless dreams?
And here you are...
Screaming as if 'you' are the one crazed.
But...
You may be reflecting your purpose.
Who am I to pass judgement?
Enjoy.
Have a great day.
poem by Lawrence S. Pertillar

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A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.
quote by Ruben Hinojosa

Submitted by Lucian Velea
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My Question to Alan Greenspan and Ben Bernanke
When banks went bankrupt, to bail them out
The government gave them a cushy handout
When the rest of economy went to recession
The government tried to make a good impression
It printed trillions of fiat money
To rescue all friends of the Easter Bunny
To provide the necessary wherewithal
To spend its way out of the hole
The politicians were not aware
While they built the bridges that lead to nowhere
That money is also a finite resource
They had good intentions: for better or for worse
Inflation and taxes beyond any doubt
Caused my retirement fund wipe out
My finances were trapped, I couldn’t get any cash
When stocks and bonds have turned into trash
I was paying my mortgage & credit card debt
I spent money wisely, my expenses were capped
With banks in default, the dollar’s inflating
I still retain 5-star credit rating
Hey, Mr.Bernanke and Mr.Greenspan
Something is wrong with your genius plan
Would you, please, tell me, whose fault is that -
People are suffering and banksters are fat?
***
August 23,2009
poem by Slava Olchevski

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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar

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Slime Creatures From Outer Space
Things just havent been the same
Since the flying saucer came
Now the aliens are on the loose
Well, we tried to hold em back
Tried to ward off their attack
But our atom bombs were just no use
They were ugly, they were mean
Biggest heads I ever seen
They made everybody scream and shout
First they leveled tokyo
Then new york was next to go
Boy I really wish theyd cut it out
They wasted everybody on my block
There goes the neighborhood
Theyll zap you with their death ray eyes
And blow you up real good
Run for your lives
(slime creatures from outer space)
(slime creatures from outer space)
Theyre not very nice to the human race
(slime creatures from outer space)
Theres more comin every day
And they just wont go away
Now theyre reproducing in the sewers
They got slimy lizard skin
And an evil lookin grin
And they sure could use some manicures
They got hands all covered with fungus
They got eyes like some kinda bug
I sure hope they dont come in here
I just shampooed the rug
Run for your lives
(slime creatures from outer space)
(slime creatures from outer space)
Theyre really makin a mess of this place.
(slime creatures)
(slime creatures)
(slime creatures from outer space)
(slime creatures from outer space)
(slime creatures from outer space)
(slime creatures from outer space)
(slime creatures from outer space)
(slime creatures from outer space)
Theyll rip your head off just for fun
Theyll paralyze your mind
Theyre wearin out their welcome
I dont think I like their kind
Theyll suck your brain out through a straw
You just cant trust those guys
So hide the children, lock the doors
And always watch the skies
Look out, here come the
(slime creatures from outer space)
(slime creatures from outer space)
Theyre an intergalactic disgrace
(slime creatures from outer space)
(slime creatures from outer space)
I wish theyd just get outta my face
(slime creatures from outer space)
(slime creatures from outer space)
Theyre makin a big fat mess of this place
(slime creatures)
(slime creatures)
Oh, where did they come from?
What do they want from us?
Who do they think they are?
(slime creatures, slime creatures)
Why dont they leave me alone?
(slime creatures, slime creatures.)
Theyre really getting on my nerves
song performed by by Weird Al Yankovic

Submitted by Lucian Velea
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It May Not Be In Good Taste
A manipulation of space...
Is performed with decisions made,
Who will or will not...
Occupy it,
With an influence to make.
It is like a game of marketing,
To sell a product to feed.
It may not be as nutritious as others,
But an attention given to it...
Is definitely guaranteed.
A manipulation of space...
Is performed with decisions made,
Who will or will not...
Occupy it,
With an influence to make.
The same is applied,
To those who supply what becomes demanded.
It may not be in good taste.
However...
A repetition solicits a need with no limits.
And it may not be what the people wish.
But if a rating is given to it...
Whatever it is will be on everyone's lips.
With an unresisted craving.
poem by Lawrence S. Pertillar

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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar

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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar

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I am quite valuable
I am quite valuable
In a time when your wealth is your measure.
The house you live in, worth more than you are.
The Ferrari you buy has a space for the bag of heads needed to afford it.
Your credit rating more important than your education.
Your position more important than your country of origin.
When assertiveness is lightly veiled threats of murder.
When nothing you do pays the rent.
Where you are judged as to suitability on securing an unobtainable income.
A time when even the most foul can make the rules with wealth.
A time when you don't have the credit for your own experiences.
I protest that without any of the above, my Master's level education remains more than a case of opposing thumbs.
After all, it's top 4%, when millions can't read or add up.
MB 07/06/12
poem by Mark Benniman

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In Debt So Deep
Once I had been enslaved,
To maintain a good credit rating.
And doing my best to keep,
Timely payments monthly kept.
Then one day a storm came and left.
Loosening a hold to allow peace,
Within me...
To let go of a smothering I chose.
Acknowledging,
I no longer had to prove my patriotism.
I was in debt so deep...
My being a true American no one could doubt.
poem by Lawrence S. Pertillar

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Seminar
By a show of hands.
How many of you discovered,
You had increased difficulty...
Dealing with reality last year?
Excellent. Excellent.
The numbers are dwindling.
Now!
By a show of hands...
How many believed that having good credit,
Meant spending like there was no tomorrow?
I see!
We have some reluctant participants in the audience!
Did any of you think...
You were better off than those who could 'not' get credit?
AND bragged about the number of credit cards you had...
AND have maxed them to their limits?
Please...no crying!
Will someone pass tissue,
To those sobbing loudly in the back row!
I have a surprise for all of you!
Yes...
Please escort them in!
These people,
Ladies and gentlemen.
Are the very same people you had no problems laughing at...
Just 'months' ago!
See those smiles upon their faces?
Well...
In this seminar,
They are willing to prepare beans and franks.
AND lend you their can openers...
For one week to anyone of you,
Who agrees to clean their apartments.
By a show of hands...
How many wish to take them up on their offer?
Settle down. Settle down.
We will sign up as many of you as possible.
No need to rush them.
They have been known to be a patient group of people!
poem by Lawrence S. Pertillar

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Utter Space
I come from outer space at least I think I do
I need a change of pace thats why I walk with you
Its a change up-left-one-two
In outer space
Ive had a change of heart Im tired of being the best
I need another part to make an educated guess
And help me pass the test
In outer space
In outer space
In outer space
I come from outer space at least I think I do
I need another face I need one just like you
Its a change up-left-one-two
In outer space
In outer space
In outer space
The space
Outer space
The space
In outer space
song performed by by Men Without Hats

Submitted by Lucian Velea
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Headache
This wrinkle in time, I cant give it no credit
I thought about my space and I really got me down
(got me down)
Got me so down, I got me a headache
My heart is crammed in my cranium and it still knows how to pound
I was counting the rings
And I fell me into sleep
I peeked to see if you were way back when
I was counting the trees
Until a day when there was one
Id hoped beneath, asleep is where that you had been
This wrinkle in time, I cant give it no credit
I thought about my space and I really got me down
(got me down)
Got me so down, I got me a headache
My heart is crammed in my cranium and it still knows how to pound
Well, I found you
Maybe you can help me
And I can help you
This wrinkle in time, I cant give it no credit
I thought about my space and I really got me down
(got me down)
Got me so down, I got me a headache
My heart is crammed in my cranium and it still knows how to pound
Got me so down, I got me a headache
My heart is crammed in my cranium and it still knows how to pound
This wrinkle in time, I cant give it no credit
I thought about my space and I really got me down
(got me down)
song performed by by Frank Black

Submitted by Lucian Velea
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Sadness Traps The Unfortunate
Sadness traps the unfortunate.
Those who will never be honest with themselves.
And live for things to comfort them.
To fulfill empty lives committed to hiding.
These are the ones who compare themselves to others.
These are the ones who feel significant,
If they can impress.
If their conversations express,
An interest that is common with pretensions addressed.
Sadness traps the unfortunate.
Those who will never be honest with themselves.
And live for things to comfort them.
To fulfill empty lives committed to hiding.
And those glass ceilings crack.
Precious plastic cards lose appeal.
Credit ratings plummet.
And those living leased lives are revealed.
Sadness,
Traps...
The unfortunate.
And looking back floods the tears,
From those who could not show compassion.
Now it is something that seems to flow.
But not from those doors padlocked and foreclosed.
Sadness,
Traps...
The unfortunate,
In minds where fear is found.
With compassion for others.
But no one is around to notice or care.
Since a cold indifferentness had always been there.
From those who exposed,
Their wishes just to feed their greed.
And egos.
Sadness traps the unfortunate.
Those who will never be honest with themselves.
And live for things to comfort them.
To fulfill empty lives committed to hiding,
Lieing and deceit.
poem by Lawrence S. Pertillar

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When Within My Private Space
I have no time to waste.
Or flair to share.
Nor will I show a false face,
To someone who may be physically attractive...
But has no clue how to spell intimacy.
Or know its location,
Anywhere.
When within my private space.
And I know what it takes,
For my attention to begin thinking...
Of a serious relationship to take place.
Intimacy is where I wish to be!
Unlike Dorothy and Toto,
I am not wishing to get back to Kansas from Oz!
When I'm clicking my heels,
I expect two of us to do that job!
In the heat of whirlwind passion.
When packages are unwrapped,
To touch AND taste...
There has to be intimacy prioritized.
If not,
My interest fades.
Quicker than a tornado takes breathes away.
It is not all about looks.
Or even how great one cooks.
If one can not kiss,
Or know how to fire up...
Rhythm in the hips?
What is the point of it?
Companionship?
I see birds, squirrels...
And hug a few trees,
On a daily basis.
If anything I am given...
And it is free?
The top on my list,
Is intimacy!
poem by Lawrence S. Pertillar

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Michigan is also the only industrial state that has a AAA credit rating.
quote by John Engler

Submitted by Lucian Velea
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