For Wishes of Good Credit
For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.
And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!
poem by Lawrence S. Pertillar

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The good have no place
The one who seems good
Gets credit more than
The one really good.
The one really good
Is left well behind
The one who is bad
In getting credit.
This is the world where
Merits have no place.
The good find pleasure
In cursing themselves.
18.08.2008
poem by Rm. Shanmugam Chettiar

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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar

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No Cash. No Hash
Bad credit?
I wouldn't have applied for credit at all...
If I could afford what i wanted.
Whether good or bad,
I have never had a grocery store...
Foreclose on my eating habits.
And even though the subject may seem ridiculous,
It's like this...
If I don't have the cash,
No eggs with hash splashed with a dash of catsup...
Will I taste to nibble, sniff or eat.
Try shopping for food,
With all resources depleted.
No cash.
No hash.
Whether credit is good, sad, bad...
Or just nonexistent.
A signature with a promised I.O.U.
Will not do.
Even in the best of times!
poem by Lawrence S. Pertillar

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Isn't That A Contradiction?
What ARE you saying?
Because I do not pay my debts...
I am NOT patriotic?
Isn't that a contradiction?
My debts are not only proof,
That I am a patron of 'patriotism'.
With debts as my evidence.
But I am a veteran of the philosophy as well.
Take your accusations elsewhere.
Or at least give credit where credit is due.
I...
Am entitled!
poem by Lawrence S. Pertillar

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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar

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Mending Fences
I don't expect you to understand me at all.
Look how long it has taking you to admit you have flaws?
Well...
Prior to that you did have a good credit rating too!
So,
I guess you have discovered yourself!
Too bad it took for sale signs, repossessions
And a foreclosure to do it!
Mending fences?
Sure.
You go right ahead.
I know a lot of that you probably have to do!
Me?
First of all...
I never needed a front or a back yard to do that!
Or neighbors that weren't neighborly!
poem by Lawrence S. Pertillar

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When My Good Credit Debited My Kingdom
Suddenly I saw my fortunes rise.
And suddenly my luck got,
Busted.
That which I had vanished before my eyes.
And suddenly nobody I...
Trusted.
Entitlements...
Gone.
Gone when my good credit debited my kingdom.
Possessions I had...
All gone.
And feeding on impressioons I kept,
Left.
Gone!
All gone,
When my good credit debited my kingdom.
Suddenly I saw my fortunes rise.
And suddenly my luck got,
Busted.
That which I had vanished before my eyes.
And suddenly nobody I...
Trusted.
Gone!
All gone,
When my good credit debited my kingdom.
They're gone!
All gone,
When my good credit debited my kingdom.
poem by Lawrence S. Pertillar

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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar

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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by by Hole

Submitted by Lucian Velea
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Entwined In Concepts
Both of their minds were entwined in concepts of relationships.
Wanting their own to be one that was perfect.
And defining that with having good credit.
With things believed that would keep them in bliss.
And when these 'things' began to lose their sheen...
Less interest in themselves slowly could be seen.
The need to constantly be together became a non-necessity.
With a wish to be alone in one's own space.
In a place the other was either invited...
Or not invited to be.
And a love between them,
Although expressed...
Was missed.
Leaving dreams and desires,
To be held and kissed...
Becoming less obsessive.
And often dismissed.
As those things cherished gathered dust with time.
There was an emptiness felt!
And invited.
Under one roof where no happiness once there,
For them.
No longer, for them, they could find!
Yet and regretfully...
Both of their minds were entwined in concepts of relationships.
Wanting their own, they did, to be one that was perfect.
And defining that with having good credit.
Loans and debts could not keep this correct.
With things believed that would keep them in bliss.
Gone was 'that' and any remnants of happiness.
And when their credit became less than good.
They found themselves in arguments...
Blaming the other for a wasted life spent.
And agreeing to split is what they should do,
To prove this less the expensive.
With a being together for them now making less sense.
As they express to others,
They've done the best they could.
But a love to make better wasn't theirs to save.
Nor was it there from the beginning!
And this had been the costly mistake they made!
poem by Lawrence S. Pertillar

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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar

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Code: The Credit Card
THERE ARE always and will always be present
vested, self-interests
and the 'good' may pretend to have done the Good
for goodness' sake
what hypocrites do we have here?
the good man that you know who keeps on booking your place ticket
brags that he is doing but charity to you
sham! he is interested in the points that he earns in his credit card
but no one minds,
they're too dumb to listen
too selfish too to even know that there is something wrong
their concern is only the incoming tour
and nothing more
i still think clearly
silent and furious
the usual world of two people: the swindler and the swindled
the puppet and the string
the devil and the sea....
poem by Ric S. Bastasa

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Any man may be in good spirits and good temper when he's well dressed. There ain't much credit in that.
quote by Charles Dickens

Submitted by Lucian Velea
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The 'Look-At-Me-And-What-I've-Got-Type
I've met a few snooty people in my days.
The ones who perceived themselves,
Better than others...
Because of a higher mortgage the had to pay.
Or the ones who bragged about their good credit.
And would announce the number of their credit cards,
To anyone for a quick display.
And those who were comfortable being who they are,
Always attracted my attention with admiration.
Those who were comfortable being who they are...
Were honest with themselves.
And to me this was a priceless possession.
People who talk about their stocks and bonds,
And investments they live on...
I don't fault them for what they believe is security.
People have their values and I respect that.
It is the ones self obsessed who appear to thrive best,
On masquerading their unhappiness....
With a projecting of pretentions the try to hide,
In a shallowness of emptiness.
The 'look-at-me-and-what-I've-got-type'.
You know...
The ones climbing down from their high horses,
Hoping not to be seen at night.
Since today the economy,
Has their mouths and lips shut firmly tight!
I've met a few snooty people in my days.
The ones who perceived themselves,
Better than others...
Because of a higher mortgage the had to pay.
Or the ones who bragged about their good credit.
And would announce the number of their credit cards,
To anyone for a quick display.
Well...
Those who were and 'still' comfortable being who they are,
Always attracted my attention with admiration.
poem by Lawrence S. Pertillar

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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli

Submitted by Lucian Velea
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar

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Pen her to pin her
A providing, possessive husband,
The endeared children, a good home,
A good wealth, a good standing
And a striking shyness are her credit.
Yet she looked for more
Which I have readily understood
And provided to her delight.
She wanted pampering and adoration.
Verses were penned; she was pinned.
20.09.2002
poem by Rm. Shanmugam Chettiar

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Father Joe Murphy
When i was a Schoolboy Father Joe Murphy was a young man
I recall him and his Brothers Doney and the late Johnny Dan
And though of my existence he hardly would know
One cannot help but remember the great Father Joe.
Fifty five years as a priest something to celebrate
The man has been blessed in his great gift of faith
To his own higher self and to his god true
We must give him credit since credit he is due.
Devoted to his god by good example he lead
At living a good life one who does succeed
A credit to Millstreet and the pride of his clan
The great Father Joe is a wonderful man.
In this age of the cheapening values in life
With warring and famines and poverty rife
A story like Father Joe's a great story to hear
There's still hope for humanity it does appear.
Fifty five years a priest is something well worth a boast
To Father Joe Murphy we will drink a toast
He was in his prime years when i was quite young
And surely his praises deserve to be sung.
poem by Francis Duggan

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Credits and discredits
To love back one who loves you
Is not a credit that you deserve.
It is a debt cleared.
To love one who doesn’t love you
Is not a credit that you deserve.
It is your investment.
To love one on sexual ground
Is not a credit that you deserve.
It is to feed your hunger.
Though you deserve no credit,
If you don’t employ such loves
You will get discredits.
27.02.2010
poem by Rm. Shanmugam Chettiar

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Mute claimants
The child underwent kindergarten.
The teacher and the parents took credit.
The growth of the brain was a mute claimant.
The stiff cough was at last cured.
The syrup and the pills took the credit.
The white corpuscles were the mute claimants.
She was sexy to men around.
Her make up and costumes took the credit.
Her Oestrogen was the mute claimant.
He was in the heart of many women.
His purse and muscles took the credit.
His testosterone was the mute claimant.
Histories are woven by false threading
08.03.2009
poem by Rm. Shanmugam Chettiar

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