Dealing With 'Accepted' Reality

The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.

And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.

Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.

And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!

poem by Lawrence S. PertillarReport problemRelated quotes
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Explain

Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?

Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!

And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '

Explain!

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Endangered Species

When I wanted a credit card...
I was denied it.
Not qualified.
I was told no one would touch me!

Today...
Since I do not want a credit card.
And live within my fixed and bolted down budget...
I am bombarded.
Through the email.
My regular home mail.
Telephone calls.
Even those passing flyers on the street:
'We Can Have You Financed...
Before Your Next Breath Is Taken! '

Of course I exaggerate...
But those refusing credit today,
Are at risk!
It's like becoming an endangered species.
And to say 'NO! '
That is truly unpatriotic.
Today?
Not to be deep in depth,
Is Un-American!

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Isn't That A Contradiction?

What ARE you saying?
Because I do not pay my debts...
I am NOT patriotic?
Isn't that a contradiction?
My debts are not only proof,
That I am a patron of 'patriotism'.
With debts as my evidence.
But I am a veteran of the philosophy as well.
Take your accusations elsewhere.
Or at least give credit where credit is due.
I...
Am entitled!

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Fresh Debt Offerings

Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.

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Entwined In Concepts

Both of their minds were entwined in concepts of relationships.
Wanting their own to be one that was perfect.
And defining that with having good credit.
With things believed that would keep them in bliss.

And when these 'things' began to lose their sheen...
Less interest in themselves slowly could be seen.
The need to constantly be together became a non-necessity.
With a wish to be alone in one's own space.
In a place the other was either invited...
Or not invited to be.

And a love between them,
Although expressed...
Was missed.
Leaving dreams and desires,
To be held and kissed...
Becoming less obsessive.
And often dismissed.

As those things cherished gathered dust with time.
There was an emptiness felt!
And invited.
Under one roof where no happiness once there,
For them.
No longer, for them, they could find!

Yet and regretfully...
Both of their minds were entwined in concepts of relationships.
Wanting their own, they did, to be one that was perfect.
And defining that with having good credit.
Loans and debts could not keep this correct.
With things believed that would keep them in bliss.
Gone was 'that' and any remnants of happiness.

And when their credit became less than good.
They found themselves in arguments...
Blaming the other for a wasted life spent.
And agreeing to split is what they should do,
To prove this less the expensive.

With a being together for them now making less sense.
As they express to others,
They've done the best they could.
But a love to make better wasn't theirs to save.
Nor was it there from the beginning!
And this had been the costly mistake they made!

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For Wishes of Good Credit

For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.

And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!

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A Better Quality of Life

Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.

Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.

Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.

That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!

When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.

When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.

'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '

I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.

Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.

'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'

Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.

I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.

Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.

Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.

I is free from pretentious living.
Uh-uh.
Yessuh!

Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!

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Winning At The Game Of Monopoly

May I ask a question?
'Sure.'

Will my good credit rating,
Allow me to borrow more money?

Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.

'Okay.
But any money I win isn't real.'

Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?

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A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.

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Credit Crunch Punch

I had a hunch about the credit crunch
Now it is making an unusual loud scrunch

Take a look at the whole financial bunch
Stock brokers make money on just a keypunch
Millionaires overspend on exquisite lunches
Those in poverty get the credit crunch punch
While many in this world cannot afford brunch

I had a hunch about the credit crunch
Now it is making an unusual loud scrunch

With Governments pumping billions into bank
As Banks claim to have an empty money tank
Everyone moans about previous inadequate loans
But the inevitable can no longer be postponed

I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
As we all have to face the credit crunch punch

Coypright 2008 - Sylvia Chidi

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Credit In The Straight World

And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die

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Credit In The Straight World

Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world
Wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world
You wont die
Instant credit in the straight world
Leaving money when you die
Lots of credit in the real world
Gets you high

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Whose copy is the child?

When someone says
That my child is cute or smart,
I think it is my copy
And take full credit for it
While my wife would think
That it is her copy, and
Would take full credit for it.
We tend not to part the credit
06.01.2010

poem by Rm. Shanmugam ChettiarReport problemRelated quotes
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Until Again The Gloss Wears Off

Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.

This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!

Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.

And a credit score that is boasted about,
Among friends.

'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'

poem by Lawrence S. PertillarReport problemRelated quotes
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Credit Crunch Blues

Well i woke up this morning
I swear the sun just wouldn't shine
When the day took to dawning
My woman laid it on the line
'Ain't buying you no more whiskey'
And you ain't buying no more time.
I got the credit crunch blues
I'm gonna blow the bank away
I got the credit crunch blues
I'm gonna say my piece today
I gave you all my money
You gone and turned your head away.
Well I'm hiding from the rent man
There ain't a bill that i can pay
I'll be living in a tent man
I hardly eat from day to day
Some pig give me the swine flu honey
The 'doc' he said 'just stay away'.
I got the credit crunch blues
The man he say he got no work
I got the credit crunch blues
A weaker man would steal or shirk
But i just pray to Jesus
'Lord send it down for one more jerk'
Yeah i got the credit crunch blues
I'm gonna blow that bank away
I got the credit crunch blues
I'm gonna use my 'piece' today
You city boys took my money
Now sure as hell you're gonna pay!
-Oh yeah.

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Seminar

By a show of hands.
How many of you discovered,
You had increased difficulty...
Dealing with reality last year?
Excellent. Excellent.
The numbers are dwindling.
Now!
By a show of hands...
How many believed that having good credit,
Meant spending like there was no tomorrow?
I see!
We have some reluctant participants in the audience!
Did any of you think...
You were better off than those who could 'not' get credit?
AND bragged about the number of credit cards you had...
AND have maxed them to their limits?
Please...no crying!
Will someone pass tissue,
To those sobbing loudly in the back row!
I have a surprise for all of you!
Yes...
Please escort them in!
These people,
Ladies and gentlemen.
Are the very same people you had no problems laughing at...
Just 'months' ago!
See those smiles upon their faces?
Well...
In this seminar,
They are willing to prepare beans and franks.
AND lend you their can openers...
For one week to anyone of you,
Who agrees to clean their apartments.
By a show of hands...
How many wish to take them up on their offer?
Settle down. Settle down.
We will sign up as many of you as possible.
No need to rush them.
They have been known to be a patient group of people!

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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.

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Fast Food Generation

everyday, thousands die
because they canne' afford medicine
yet everyday, thousands o tons
are fed te coo's, poultry and chickens

Third World Governments, hands are tied
by pharmaceutical patent
fur the corporations sue
those wha help, their children

Global capitalism controls
the World Bank and I.M.F
Blackmailing developing countries
privitization, fur cheap loans and credit

yep, we are the Fast Food Generation
living a total lie
indebted, up te oor eyeballs
in television and credit card bide

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With A Demanding Of Credit To Be Given

There are those,
Who wish NOT to be given credit...
For those deeds they did not do.
Even though they may have provided,
The motivation.

And there are those,
Who wish to take credit...
For deeds they did not do.
And will make claims,
They were instrumental...
In getting those deeds done.

With a demanding of credit to be given,
To them!
Just for their association of knowing 'who'
Has perform those tasks.
With a customary delivery of much embellishment.

They wish to get,
What they so richly do not deserve.
An attention that is mentioned.
With a spotlighting done on their lack of skill.
And an absence of talent...
Believed is their right to steal.

And today...
These thieves seem to be everywhere.

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Losing Patience

If one is the owner,
Of another's debt.
And that other one's life,
Has been enhanced by loans and credit,
Kept.
Who is more indebted?
The one who's lifestyle has been fed,
On the achievement of good credit ratings?
Or the one quietly...
Losing patience instead?

If one is the owner of another's debt.
And one of the two brags about a greatness kept.
While the other has sat patiently...
Listening to the boasting,
Of one exposing a pumped up chest!
Which one do you think eventually...
Will extend an upper hand?
And which one will admittedly,
Will express regret and on nothing to stand.
On which can be declared is theirs to own?
Not if one is accustomed to living indebted,
On borrowed finances another loans.
Which one do you 'think' will be left to moan?

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