Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar
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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar
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My Question to Alan Greenspan and Ben Bernanke
When banks went bankrupt, to bail them out
The government gave them a cushy handout
When the rest of economy went to recession
The government tried to make a good impression
It printed trillions of fiat money
To rescue all friends of the Easter Bunny
To provide the necessary wherewithal
To spend its way out of the hole
The politicians were not aware
While they built the bridges that lead to nowhere
That money is also a finite resource
They had good intentions: for better or for worse
Inflation and taxes beyond any doubt
Caused my retirement fund wipe out
My finances were trapped, I couldn’t get any cash
When stocks and bonds have turned into trash
I was paying my mortgage & credit card debt
I spent money wisely, my expenses were capped
With banks in default, the dollar’s inflating
I still retain 5-star credit rating
Hey, Mr.Bernanke and Mr.Greenspan
Something is wrong with your genius plan
Would you, please, tell me, whose fault is that -
People are suffering and banksters are fat?
***
August 23,2009
poem by Slava Olchevski
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Told to Go to a Heated Place
People are crazed.
And don't know what they want.
They want the government out of their lives.
And yet they want to be protected from terrorists.
As well as those they know,
Who are revealed to be thieves.
Their next door neighbors...
Who have committed petty crimes.
The ones who drive Benzes and Mercedes.
They wish not to pay another tax.
But expect free this and that...
And become angered,
When they spend their last dime.
Wasted on craps.
And other casino traps.
No second best!
They want to be better than the rest.
They want to build and show progress.
They want their stores stocked like packed nests.
They want to dress and stop breaths...
Because they want to look so good!
Moisturized, tanned and...
Buffed.
And they want to pocket huge dollars for doing,
Less than they should.
ALL...
Delivered by the Good Witch from the East,
Glenda!
Remember her from the Wizard of Oz?
Glenda?
The one who promised Dorothy,
If she really wanted...
She could and 'would' get back to Kansas.
Or get that which her heart truly desired.
Just with the clicking of her pumped and Rubied heels.
Three times.
And...
That's all it would take!
'Please let me get back to a credit A rating!
Please let me get back to a credit A rating!
Please let me get back to a credit A rating! '
People are crazed.
And don't know what they want.
They want also to be the first to occupy 'Space'.
You know...
Outer Space?
With much of that 'inner' space between their ears vacant.
They want the government out of their lives.
Day and night,
Loudly they make this clear.
But want their interests protected by those they elect...
Done.
And 'stunned' by the cost,
To maintain their exorbitant delusions.
And those who confront them...
Are told to go to a heated place!
And while there,
To kiss where the Sun does not shine!
poem by Lawrence S. Pertillar
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Strange Avenues
Strange avenues where you lose all sense of direction
And everywhere is main street in the winter sun.
The wino sleeps --- cold coat lined with he money section.
Looking like a a record cover from 1971.
And here am I --- warm feet and a limo waiting.
Shall I make us both feel good? and would a dollar do?
But in your streets, I have no credit rating
And it might not take a lot to be alone just like you.
Heading up and out now, from your rock island.
Really good to have had you here with me.
And somewhere in the crowd I think I hear a young girl whisper
''are you ever lonely, just like me?
song performed by by Jethro Tull
Submitted by Lucian Velea
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A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.
quote by Ruben Hinojosa
Submitted by Lucian Velea
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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar
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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by by Hole
Submitted by Lucian Velea
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Credit Crunch Blues
Well i woke up this morning
I swear the sun just wouldn't shine
When the day took to dawning
My woman laid it on the line
'Ain't buying you no more whiskey'
And you ain't buying no more time.
I got the credit crunch blues
I'm gonna blow the bank away
I got the credit crunch blues
I'm gonna say my piece today
I gave you all my money
You gone and turned your head away.
Well I'm hiding from the rent man
There ain't a bill that i can pay
I'll be living in a tent man
I hardly eat from day to day
Some pig give me the swine flu honey
The 'doc' he said 'just stay away'.
I got the credit crunch blues
The man he say he got no work
I got the credit crunch blues
A weaker man would steal or shirk
But i just pray to Jesus
'Lord send it down for one more jerk'
Yeah i got the credit crunch blues
I'm gonna blow that bank away
I got the credit crunch blues
I'm gonna use my 'piece' today
You city boys took my money
Now sure as hell you're gonna pay!
-Oh yeah.
poem by Kevin East
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Mending Fences
I don't expect you to understand me at all.
Look how long it has taking you to admit you have flaws?
Well...
Prior to that you did have a good credit rating too!
So,
I guess you have discovered yourself!
Too bad it took for sale signs, repossessions
And a foreclosure to do it!
Mending fences?
Sure.
You go right ahead.
I know a lot of that you probably have to do!
Me?
First of all...
I never needed a front or a back yard to do that!
Or neighbors that weren't neighborly!
poem by Lawrence S. Pertillar
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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar
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Throughout the Meadow
I discovered my purpose,
Long before your good credit rating...
Maxed out on overdrawn credit cards.
I have never identified with bling,
As a means to represent my dreams and wishes.
Being 'different' has had its benefits for me.
I owe no one anything to maintain a pretense.
I am who I am.
Basic.
Truth and I have been friends for years.
But I will admit...
We have had our ups and downs.
You,
On the other hand...
Celebrated achieving faked peaks.
And today you tell me I know nothing of the valleys?
Remember,
That's where you left me before making your climb.
However...
Your whining everyone can hear,
Throughout the meadow.
Have you lost your purpose and your mind,
On borrow time and the cheap 'blinging' of things?
I thought you knew who you were?
Was it you who said I wasted my life,
On useless dreams?
And here you are...
Screaming as if 'you' are the one crazed.
But...
You may be reflecting your purpose.
Who am I to pass judgement?
Enjoy.
Have a great day.
poem by Lawrence S. Pertillar
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Credit In The Straight World
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world
Wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world
You wont die
Instant credit in the straight world
Leaving money when you die
Lots of credit in the real world
Gets you high
song performed by by Young Marble Giants
Submitted by Lucian Velea
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Money
Money
Money
Money
Important
Useful
Necessary
Money
Money
Money
Wealthy
Middle
Poverty
Money
Money
Money
Save
Give
Spend
Money
Money
Borrow
Lend
Money
Money
Foe
Friend
Money
Money
Master
Slave
Money
Money
Satisfied
Crave
Money
Money
Laugh
Cry
MoneyMoney
Live
Die
Money
Money
Sick
Well
Money
Money
Heaven
Hell
poem by Howard Simon
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More Arrogant Than Necessary
Remember a few years ago,
When folks 'with' good credit...
Use to brag about the number of cards,
They had.
'I have all the major ones!
And you? '
None!
'None? Well...
I pride myself on maintaining good credit! '
I'm a true American.
Destined to have bad credit...
I guess!
And 'today' my bad credit prevented me,
From getting a credit card.
I did have one many years ago.
I never used it and was still stuck with a bill.
Charging me fees for 'non-use'.
Oh yes!
Now I've heard...
Not only have some folks experienced,
Tripled interests rates.
They are charged an additional fee...
IF less than two items are purchased in a single month.
AND...'if' the bank is not paid for those purchases,
Within thirty days...
That's another fee!
Years ago I frequented a store called Nellie's
On Canton Street in Hartford.
I was a kid.
Grown...
But a child nonetheless.
It was rare for me to have money.
But I ended up in Nellie's talking with her.
And she'd give me a lollipop.
I was a child using my charm to the max.
One day I licked on a lollipop...
And Ms Nellie said, 'Two for Five cents.'
'I ain't got no five cents, Ms Nellie! '
~That's your last lollipop! ~
Where are they?
What have we done to those teachers?
Who stuck by a decision to feed addicting greed to folks?
Especially to the ones who ain't got no cash.
Or none laying around in a bank.
If 'they' did 'they' would not be closing them!
I demanded my account closed years ago.
And took all of my twenty dollars out!
The manager had stated...
I was 'acting' more arrogant than necessary.
'Excuse me?
Close my account! Now.
And that will be in 'twenty' one dollar bills...
Thank you! '
They are using 'my' money?
And pushing 'me' around like that?
I...don't think so!
I'm glad I did that earlier.
The thought of standing in a line,
'Waiting' to see if my life's savings are safe...
I don't have the patience anymore to do!
poem by Lawrence S. Pertillar
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Michigan is also the only industrial state that has a AAA credit rating.
quote by John Engler
Submitted by Lucian Velea
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar
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For Wishes of Good Credit
For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.
And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!
poem by Lawrence S. Pertillar
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Tina Toledos Street Walkin Blues
Sweet talkin johnny push a john quicker than he spit
Street walkin tin with a crooked crown waitin for it
There she goes
She born in boston but the amtrak took her away
She lives in brooklyn but she works outta queens in the
Black limousines, money in the bank
Black limousines, money in the bank
Send it home
Tina toledo got a kid that lives with her ma
She takes the subway after school, makes up her face, changes clothes
There she goes
She feels the rain coming down on washington square
She gives the cops on the beat a little discount
And then, then, then its
Black limousines, money in the bank
Black limousines, money in the bank
Wend it home
Hard on the knees, money in the bag
Hard on the knees, money in the bag
Send it home for medical school
Rock herself to sleep with the rhythm of the rain
Beating like the be against the window frame
Of her hotel room
Rock herself to sleep with the tunes on the dash
Dont take no credit cards, she takes cash
Says, money, money, money in the bank
Money, money, money in the bank
Money, money, money in the bank
Money, money, money in the bank
It aint no easy life but it pays pretty good,
Keeps her out of the cold
It aint no easy life
But its silver and gold
Silver, silver, silver and gold
Tina toledos street walkin blues
Street walkin, wtreet walkin blues
song performed by by Ryan Adams
Submitted by Lucian Velea
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Credit Crunch Punch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
Take a look at the whole financial bunch
Stock brokers make money on just a keypunch
Millionaires overspend on exquisite lunches
Those in poverty get the credit crunch punch
While many in this world cannot afford brunch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
With Governments pumping billions into bank
As Banks claim to have an empty money tank
Everyone moans about previous inadequate loans
But the inevitable can no longer be postponed
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
As we all have to face the credit crunch punch
Coypright 2008 - Sylvia Chidi
poem by Sylvia Chidi
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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli
Submitted by Lucian Velea
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