A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.
quote by Ruben Hinojosa
Submitted by Lucian Velea
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Related quotes
It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.
quote by Daniel Akaka
Submitted by Lucian Velea
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Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
quote by Melissa Bean
Submitted by Lucian Velea
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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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I am quite valuable
I am quite valuable
In a time when your wealth is your measure.
The house you live in, worth more than you are.
The Ferrari you buy has a space for the bag of heads needed to afford it.
Your credit rating more important than your education.
Your position more important than your country of origin.
When assertiveness is lightly veiled threats of murder.
When nothing you do pays the rent.
Where you are judged as to suitability on securing an unobtainable income.
A time when even the most foul can make the rules with wealth.
A time when you don't have the credit for your own experiences.
I protest that without any of the above, my Master's level education remains more than a case of opposing thumbs.
After all, it's top 4%, when millions can't read or add up.
MB 07/06/12
poem by Mark Benniman
Submitted by Poetry Lover
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With A Demanding Of Credit To Be Given
There are those,
Who wish NOT to be given credit...
For those deeds they did not do.
Even though they may have provided,
The motivation.
And there are those,
Who wish to take credit...
For deeds they did not do.
And will make claims,
They were instrumental...
In getting those deeds done.
With a demanding of credit to be given,
To them!
Just for their association of knowing 'who'
Has perform those tasks.
With a customary delivery of much embellishment.
They wish to get,
What they so richly do not deserve.
An attention that is mentioned.
With a spotlighting done on their lack of skill.
And an absence of talent...
Believed is their right to steal.
And today...
These thieves seem to be everywhere.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Told to Go to a Heated Place
People are crazed.
And don't know what they want.
They want the government out of their lives.
And yet they want to be protected from terrorists.
As well as those they know,
Who are revealed to be thieves.
Their next door neighbors...
Who have committed petty crimes.
The ones who drive Benzes and Mercedes.
They wish not to pay another tax.
But expect free this and that...
And become angered,
When they spend their last dime.
Wasted on craps.
And other casino traps.
No second best!
They want to be better than the rest.
They want to build and show progress.
They want their stores stocked like packed nests.
They want to dress and stop breaths...
Because they want to look so good!
Moisturized, tanned and...
Buffed.
And they want to pocket huge dollars for doing,
Less than they should.
ALL...
Delivered by the Good Witch from the East,
Glenda!
Remember her from the Wizard of Oz?
Glenda?
The one who promised Dorothy,
If she really wanted...
She could and 'would' get back to Kansas.
Or get that which her heart truly desired.
Just with the clicking of her pumped and Rubied heels.
Three times.
And...
That's all it would take!
'Please let me get back to a credit A rating!
Please let me get back to a credit A rating!
Please let me get back to a credit A rating! '
People are crazed.
And don't know what they want.
They want also to be the first to occupy 'Space'.
You know...
Outer Space?
With much of that 'inner' space between their ears vacant.
They want the government out of their lives.
Day and night,
Loudly they make this clear.
But want their interests protected by those they elect...
Done.
And 'stunned' by the cost,
To maintain their exorbitant delusions.
And those who confront them...
Are told to go to a heated place!
And while there,
To kiss where the Sun does not shine!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Throughout the Meadow
I discovered my purpose,
Long before your good credit rating...
Maxed out on overdrawn credit cards.
I have never identified with bling,
As a means to represent my dreams and wishes.
Being 'different' has had its benefits for me.
I owe no one anything to maintain a pretense.
I am who I am.
Basic.
Truth and I have been friends for years.
But I will admit...
We have had our ups and downs.
You,
On the other hand...
Celebrated achieving faked peaks.
And today you tell me I know nothing of the valleys?
Remember,
That's where you left me before making your climb.
However...
Your whining everyone can hear,
Throughout the meadow.
Have you lost your purpose and your mind,
On borrow time and the cheap 'blinging' of things?
I thought you knew who you were?
Was it you who said I wasted my life,
On useless dreams?
And here you are...
Screaming as if 'you' are the one crazed.
But...
You may be reflecting your purpose.
Who am I to pass judgement?
Enjoy.
Have a great day.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by by Hole
Submitted by Lucian Velea
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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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In Debt So Deep
Once I had been enslaved,
To maintain a good credit rating.
And doing my best to keep,
Timely payments monthly kept.
Then one day a storm came and left.
Loosening a hold to allow peace,
Within me...
To let go of a smothering I chose.
Acknowledging,
I no longer had to prove my patriotism.
I was in debt so deep...
My being a true American no one could doubt.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Credit Crunch Punch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
Take a look at the whole financial bunch
Stock brokers make money on just a keypunch
Millionaires overspend on exquisite lunches
Those in poverty get the credit crunch punch
While many in this world cannot afford brunch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
With Governments pumping billions into bank
As Banks claim to have an empty money tank
Everyone moans about previous inadequate loans
But the inevitable can no longer be postponed
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
As we all have to face the credit crunch punch
Coypright 2008 - Sylvia Chidi
poem by Sylvia Chidi
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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Your Reckoning Day
You may be the most famous and wealthiest one in the town
And your's may be more than a local renown
But with your success do not get carried away
For you too there will be a reckoning day.
Are you one who gives credit to where credit is due
And to your higher self are you one who is true
Or of the feelings of others are you not aware
And for self and self only do you only care.
Success as we know is so hard to define
And your views on that may be different to mine
The honest, kind and caring seem successful to me
Though with my thinking on such you do not agree.
Though many will see you as a great success
By the money and assets you have come to possess
It is not your wealth or the size of your house or your car
That tells me anything of the person you are.
Materially the most successful for many miles around
And wealthier than you are may be hard to be found
But as a person these things of you little do say
And will not be seen as important on your reckoning day.
poem by Francis Duggan
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I always give Lindsay so much credit for her tennis game, for her attitude, for her person, and because of how she deals with all the things. I don't think people give her enough credit for how well she's doing.
quote by Martina Hingis
Submitted by Lucian Velea
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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli
Submitted by Lucian Velea
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One's Social Heirarchy
Losing one's ability,
To maintain both credibility and integrity...
With one's social heirarchy attacked as well,
Is far worse than losing one's credit rating status.
Although for the sake of appearances,
One can always repair one's ability to borrow...
With a promise made to repay and keep that faked.
However...
A falling from grace on one's face,
Does not provide a backup to cover.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Michigan is also the only industrial state that has a AAA credit rating.
quote by John Engler
Submitted by Lucian Velea
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