Losing Patience
If one is the owner,
Of another's debt.
And that other one's life,
Has been enhanced by loans and credit,
Kept.
Who is more indebted?
The one who's lifestyle has been fed,
On the achievement of good credit ratings?
Or the one quietly...
Losing patience instead?
If one is the owner of another's debt.
And one of the two brags about a greatness kept.
While the other has sat patiently...
Listening to the boasting,
Of one exposing a pumped up chest!
Which one do you think eventually...
Will extend an upper hand?
And which one will admittedly,
Will express regret and on nothing to stand.
On which can be declared is theirs to own?
Not if one is accustomed to living indebted,
On borrowed finances another loans.
Which one do you 'think' will be left to moan?
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Related quotes
Those Living To Impress Others
Living an unconventional lifestyle,
Amongst those living on loans and credit cards...
Is an experience of one's stamina and tolerance.
An utmost patience.
Since those living to impress others,
Assume those who choose to live basically...
Aren't accustomed to having 'things' to flaunt.
Or things deemed to be of worth and valued.
So therefore...
The showing to them disrespect is justifiable.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Fast Food Generation
everyday, thousands die
because they canne' afford medicine
yet everyday, thousands o tons
are fed te coo's, poultry and chickens
Third World Governments, hands are tied
by pharmaceutical patent
fur the corporations sue
those wha help, their children
Global capitalism controls
the World Bank and I.M.F
Blackmailing developing countries
privitization, fur cheap loans and credit
yep, we are the Fast Food Generation
living a total lie
indebted, up te oor eyeballs
in television and credit card bide
poem by John Mcleish
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Ownership
If you happen to be one who brags,
About that which you love to say you own.
And your signature appears,
On outstanding loans?
You don't own.
Your life is leased.
With mortgaged groans to vent as you moan.
Or rent...
Without the accompanied headaches,
As a downpayment for the investment.
And if you insist,
You have good credit that exists?
Your lifestyle is debited.
And subjected to fretful creditors,
Imposing irritable constant threats.
Today's economy has become a surplus of needs.
With a lack of funds...
Squeezing the pockets,
Of those in unseen high classed poverty!
Who now are blocked out.
Regardless of their selfish shouting.
Those who believe ownership of anything sets them free...
Are shocked.
As their pretentions are dragged behind them in plastic bags,
For anyone to observe this process for them who are sad.
Those stripped publicly and left to sit on streets.
And,
That's the only ownership...
Delusions carried with an unacceptance get.
poem by Lawrence S. Pertillar
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Debt and Effect
Do you like to do what you like,
Have dream to live luxurious life,
Buy a car, house or household,
Have planning to tour the world
Or want to own valuables, then flaunt,
Taking mate shopping or restaurant,
Short of money? Loan makes it easy.
Credit card can make you more crazy.
Though this truth is well accepted
Most of rich men are highly indebted.
But when you will realise its effect
Immediately say good bye to debt.
Pay heavy interest on the principals,
Receive agent’s debt collection calls.
In debt your mental peace is lost,
Miss planning and opportunity cost.
Your mind always loaded with tension
How to clear loan? Asking the question
Go for another loan or curtails expense
How fast repay and get out of the mess
Major earning is lost in paying interest
I feel, remaining debt free is the best.
(c) S.D.Tiwari
email [email protected]
poem by S.D. Tiwari
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Home Loan Blues
Just a man, good and sometimes bad
But striving to do the best that I can
Help a hand when the one close by you falls
Understanding can do the rest and that aint all
Hope I can please you but the truth isnt easy to say
The more that youre spending the more itll get in your way
I say it to please you to forget what you have done, so pray
I got the blues from the debt of the people today
You can have it all but youve got to pay
You can have it all dont pay me today
Wotcha man as the bills around you grow
Providing you take a loan to pay for them all
Help a hand when the one close by you falls
Depending if the fool keeps spending it all
You can have it all but youve got to pay
(you can have it)
Credit cards, mortgage, home loans for your holiday
song performed by by Simply Red
Submitted by Lucian Velea
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Stressed To Their Mental Limits
No matter what the showing of proof may be,
There are still many believing...
They live a way of life envied by others.
But very few seem envious of those,
Living day to day on leases and loans...
While being indebted to creditors.
Even those teased and ridiculed,
For having nothing to impress...
Sleep peacefully and appear to be rested,
Than those claiming to have everything...
Yet appear and seem to be medicated,
To avoid being stressed to their mental limits.
poem by Lawrence S. Pertillar
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Comprehending Conversations
Distressing is the truth as it is addressed.
So much of it is exposed.
It no longer has to be debated.
Or baited for confessions to be professed.
It is being naturally expressed.
As if it now sits within everyone's consciousness.
Wielding a saber.
And slashing down to size...
Those with over bloated and boasting mindsets.
And there is no reason to put those in denial on trial.
Comprehending conversations with less pretense,
Will be in the atmosphere for quite awhile.
They are in debt,
Yes.
We are in debt,
Yes.
Everyone shares an indebted togetherness.
In a depthness obvious and clear it is regretted.
And...
Instead of the separate checks requested?
May we have that 'gluttony' on one check, please?
And...
Is it possible we can be forgiven if we don't leave a gratuity?
poem by Lawrence S. Pertillar
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Over Now
Good night...
Yeah, its over now, but I can breathe somehow
When its all worn out, Id rather go without
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Well its over now, yet I can see somehow
When its all gone wrong, its hard to be so strong
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime
Guess its over now, I seem alive somehow
When its out of sight, just wait and do your time
You know its been on my mind
Could I stand right here
Look myself in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime
song performed by by Alice In Chains
Submitted by Lucian Velea
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Living On Borrowed Time
A-yodel-ay-e. Hoo. Hoo. Hoo.
Well, I'm swimming in debt and the money's all gone
I ain't got nothing I can call my own
Worked my fingers to the blood and bone
For a big disappointment when my paycheck comes
If I only had a little I could do just fine
I could put a down payment on some peace of mind
But I'm hanging at the end of a credit line
Lord, I'm just living on borrowed time
My truck's financed through the Union Bank
But I don't have enough to even fill the tank
I'd take you for a drive, girl, but I just can't
Cuz the damned ol' motor won't even crank
My trailer's plenty big if we lived outside
But I can't swing the payments on a double wide
Better hold a place in that welfare line
Cause I'm just living on borrowed time
Chorus:
If it comes real cheap but it don't come free
Then it stays off limits to a guy like me
They say it brings trouble having money to burn
I reckon that's a lesson I won't have to learn.
Lord! Lord! Hmm-mmm.
Chorus
Yeah, I bought my wife a little diamond ring
Her mom said, Hon, can't even see that thing
It'll be paid off when I'm 65
If I'm lucky enough to still be alive
Even if I was to up and pass away
My family doesn't have enough to dig my grave
No tombstone just an old wood sign saying
He was just living on borrowed time
Out there swinging from a credit line
Lord, I'm just living on borrowed time
Lord, I'm just living on borrowed tim
song performed by by Travis Tritt
Submitted by Lucian Velea
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Pay Up
So pathetically crazed.
From day to day they contradict their ways.
They wish their safety,
As long as someone else is delayed.
And when a perception their security is weak...
Immediately they accuse the government,
Of not doing its best to protect their manicured...
And suburban profiled streets.
So pathetically crazed,
They accuse the current administration...
Of being too much in their lives.
And these same people have claimed recently,
The government should spend more...
To ensure their interests are not terrorized.
So sick with thick self righteousness,
These same folks wish for economic bliss to exist.
While living lives indebted...
To unpaid loans,
And fantasies charged to overwhelming credit.
So pathetically crazed.
From day to day they contradict their ways.
And they just don't get it!
No one is left who is willing to hold their breath...
For repayment or an extension to prolong delusions.
And those in control of those foreign banks,
Are simply saying, 'Pay up! '
poem by Lawrence S. Pertillar
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Social Insecurity
Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds
ROTMS
From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy
For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”
poem by Ray Lucero
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Typically, students slide into debt through the extension (by credit card companies) of unaffordable credit lines.
quote by Robert Manning
Submitted by Lucian Velea
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Credits and discredits
To love back one who loves you
Is not a credit that you deserve.
It is a debt cleared.
To love one who doesn’t love you
Is not a credit that you deserve.
It is your investment.
To love one on sexual ground
Is not a credit that you deserve.
It is to feed your hunger.
Though you deserve no credit,
If you don’t employ such loves
You will get discredits.
27.02.2010
poem by Rm. Shanmugam Chettiar
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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar
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I mean, the world has already done a big, big effort to forget debt to countries heavily indebted and with low income. And that has given good chances to countries to get out of poverty.
quote by Rodrigo Rato
Submitted by Lucian Velea
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Entwined In Concepts
Both of their minds were entwined in concepts of relationships.
Wanting their own to be one that was perfect.
And defining that with having good credit.
With things believed that would keep them in bliss.
And when these 'things' began to lose their sheen...
Less interest in themselves slowly could be seen.
The need to constantly be together became a non-necessity.
With a wish to be alone in one's own space.
In a place the other was either invited...
Or not invited to be.
And a love between them,
Although expressed...
Was missed.
Leaving dreams and desires,
To be held and kissed...
Becoming less obsessive.
And often dismissed.
As those things cherished gathered dust with time.
There was an emptiness felt!
And invited.
Under one roof where no happiness once there,
For them.
No longer, for them, they could find!
Yet and regretfully...
Both of their minds were entwined in concepts of relationships.
Wanting their own, they did, to be one that was perfect.
And defining that with having good credit.
Loans and debts could not keep this correct.
With things believed that would keep them in bliss.
Gone was 'that' and any remnants of happiness.
And when their credit became less than good.
They found themselves in arguments...
Blaming the other for a wasted life spent.
And agreeing to split is what they should do,
To prove this less the expensive.
With a being together for them now making less sense.
As they express to others,
They've done the best they could.
But a love to make better wasn't theirs to save.
Nor was it there from the beginning!
And this had been the costly mistake they made!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Credit Crunch Punch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
Take a look at the whole financial bunch
Stock brokers make money on just a keypunch
Millionaires overspend on exquisite lunches
Those in poverty get the credit crunch punch
While many in this world cannot afford brunch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
With Governments pumping billions into bank
As Banks claim to have an empty money tank
Everyone moans about previous inadequate loans
But the inevitable can no longer be postponed
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
As we all have to face the credit crunch punch
Coypright 2008 - Sylvia Chidi
poem by Sylvia Chidi
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Owner Of A Lonely Heart
Move yourself
You always live your life
Never thinking of the future
Prove yourself
You are the move you make
Take your chances win or loser
See yourself
You are the steps you take
You and you - and thats the only way
Shake - shake yourself
Youre every move you make
So the story goes
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
Say - you dont want to chance it
Youve been hurt so before
Watch it now
The eagle in the sky
How he dancin one and only
You - lose yourself
No not for pitys sake
Theres no real reason to be lonely
Be yourself
Give your free will a chance
Youve got to want to succeed
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
Owner of a lonely heart
After my own decision
They confused me so - owner of a lonely heart
My love said never question your will at all
In the end youve got to go
Look before you leap - owner of a lonely heart
And dont you hesitate at all - no no
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
(repeat)
Owner of a lonely heart
Sooner or later each conclusion
Will decide the lonely heart - owner of a lonely heart
It will excite it will delight
It will give a better start - owner of a lonely heart
Dont deceive your free will at all
Dont deceive your free will at all - owner of a lonely heart
Dont deceive your free will at all
Just receive it
song performed by by Yes
Submitted by Lucian Velea
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Owner Of A Lonely Heart
Move yourself
You always live your life
Never thinking of the future
Prove yourself
You are the move you make
Take your chances win or loser
See yourself
You are the steps you take
You and you - and thats the only way
Shake - shake yourself
Youre every move you make
So the story goes
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
Say - you dont want to chance it
Youve been hurt so before
Watch it now
The eagle in the sky
How he dancin one and only
You - lose yourself
No not for pitys sake
Theres no real reason to be lonely
Be yourself
Give your free will a chance
Youve got to want to succeed
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
Owner of a lonely heart
After my own decision
They confused me so - owner of a lonely heart
My love said never question your will at all
In the end youve got to go
Look before you leap - owner of a lonely heart
And dont you hesitate at all - no no
Owner of a lonely heart
Owner of a lonely heart
Much better than - a
Owner of a broken heart
Owner of a lonely heart
(repeat)
Owner of a lonely heart
Sooner or later each conclusion
Will decide the lonely heart - owner of a lonely heart
It will excite it will delight
It will give a better start - owner of a lonely heart
Dont deceive your free will at all
Dont deceive your free will at all - owner of a lonely heart
Dont deceive your free will at all
Just receive it
song performed by by Yes
Submitted by Lucian Velea
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