Ownership
If you happen to be one who brags,
About that which you love to say you own.
And your signature appears,
On outstanding loans?
You don't own.
Your life is leased.
With mortgaged groans to vent as you moan.
Or rent...
Without the accompanied headaches,
As a downpayment for the investment.
And if you insist,
You have good credit that exists?
Your lifestyle is debited.
And subjected to fretful creditors,
Imposing irritable constant threats.
Today's economy has become a surplus of needs.
With a lack of funds...
Squeezing the pockets,
Of those in unseen high classed poverty!
Who now are blocked out.
Regardless of their selfish shouting.
Those who believe ownership of anything sets them free...
Are shocked.
As their pretentions are dragged behind them in plastic bags,
For anyone to observe this process for them who are sad.
Those stripped publicly and left to sit on streets.
And,
That's the only ownership...
Delusions carried with an unacceptance get.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Related quotes
Losing Patience
If one is the owner,
Of another's debt.
And that other one's life,
Has been enhanced by loans and credit,
Kept.
Who is more indebted?
The one who's lifestyle has been fed,
On the achievement of good credit ratings?
Or the one quietly...
Losing patience instead?
If one is the owner of another's debt.
And one of the two brags about a greatness kept.
While the other has sat patiently...
Listening to the boasting,
Of one exposing a pumped up chest!
Which one do you think eventually...
Will extend an upper hand?
And which one will admittedly,
Will express regret and on nothing to stand.
On which can be declared is theirs to own?
Not if one is accustomed to living indebted,
On borrowed finances another loans.
Which one do you 'think' will be left to moan?
poem by Lawrence S. Pertillar
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Quite Shocked And Appalled
Quite shocked and appalled are they.
The ones accused to be the reason,
Why a way of life is 'rumored' to be tied...
Directly to them.
And the cause of a downslide and bankruptcy.
They don't accept this.
Although maintaining pretentions,
Can be quite expensive.
They feel offended when it is broadcast on TV...
How their children who lack discipline,
Respect, hygiene and social etiquette...
Is directly connected to a reflected negligence.
And those fingers are pointed to them.
Because of their feelings of being entitled...
And the laws that are 'designed' to protect their whims.
They don't accept this.
Although maintaining pretentions,
Can be quite expensive.
And the money that is spent,
To keep their symbolic points of view...
Gleaming in their minds,
And where these images are found...
Has broken their backs,
To bring their knees to touch the ground.
And...
They don't accept this.
Although maintaining pretentions,
Can be quite expensive.
And they protest and picket their leadership,
To change what they've done quick...
Or,
They will find themselves replaced.
They demand at any cost,
To have their delusions better represented.
And 'this' they will accept.
Although maintaining pretentions,
Can be quite expensive.
Quite shocked and appalled are they.
The ones accused to be the reason,
Why a way of life is 'rumored' to be tied...
Directly to them.
And the cause of a downslide...
And bankruptcy.
Attached to their credit.
And upaid loans.
poem by Lawrence S. Pertillar
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Fully Indebted To Creditors
Being labelled lazy,
Because one has not embraced the choice...
Of adapting to a materialistic way of life.
May have its benefits.
Since today those materialistic,
And fully indebted to creditors...
Can not use lazy as an excuse,
To free themselves of a tightening noose...
Being squeezed without a shown empathy,
By every overdue payment owed.
Being labelled lazy,
Because one has not embraced the choice...
Of adapting to a materialistic way of life.
May have its benefits.
The most obvious one...
Is observing those whose mouths are now closed,
As signs of foreclosure appears on once prized property...
They bragged about owning.
While those depicted lazy,
Still maintain their pride and dignity.
They never leased or mortgaged their sensibilities,
To prove their self worth to anyone.
And...
Feelings of embarrassement has ever occurred,
As a leisurely stroll through the nieghborhood...
Is now regarded as healthy and good exercise,
By those shocked and locked out...
Of their materialistic worlds.
poem by Lawrence S. Pertillar
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When My Good Credit Debited My Kingdom
Suddenly I saw my fortunes rise.
And suddenly my luck got,
Busted.
That which I had vanished before my eyes.
And suddenly nobody I...
Trusted.
Entitlements...
Gone.
Gone when my good credit debited my kingdom.
Possessions I had...
All gone.
And feeding on impressioons I kept,
Left.
Gone!
All gone,
When my good credit debited my kingdom.
Suddenly I saw my fortunes rise.
And suddenly my luck got,
Busted.
That which I had vanished before my eyes.
And suddenly nobody I...
Trusted.
Gone!
All gone,
When my good credit debited my kingdom.
They're gone!
All gone,
When my good credit debited my kingdom.
poem by Lawrence S. Pertillar
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Open The Mouth
My partner opens his mouth,
Looking like a reposing man;
Men and women inspire others,
Bringing brilliant bags of decisions.
To derive the mathematics
Of relationships you must own fire
With ice that melts and causes
No more ownership.
This operation denies
The fault of surgeons or surgery.
Similarly, luck of a typical doctor
Justifies yet again too much healthiness.
To open your mouth
Is to talk about the world with words.
My ownership is of myself
And this soul of mine carries on believing.
For to believe is too much faith,
Pure are those in faith, the reality
Of ownership is great,
Purity lives within you.
poem by Naveed Akram
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Dealing With 'Accepted' Reality
The most difficult part in dealing with 'accepted' reality,
Is the financing of the delusional side of it.
With loans due and credit rates soaring to pay.
And creditors seem to lose their sense of humor,
The moment an application is signed...
And denied for having no credit history.
With no one to co-sign for a lifetime of dependency.
Or one having such bad credit a rating no longer applies.
Leaving those with no debts at all...
Feeling ostracized and looked upon as threats.
And today...
If one is not in foreclosure,
Or has a repossession in progress...
A feeling of being in total isolation is the experience.
With stares received from others for being unpatriotic!
poem by Lawrence S. Pertillar
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Privatization of the state-owned economy is not yet on the agenda. We cannot do it immediately; my colleagues would not agree to it. But we must put all forms of ownership on an equal footing immediately and let different types of ownership compete with the state firms.
quote by Vaclav Klaus
Submitted by Lucian Velea
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Just Not Equipped
The only case they have,
Should be a 'suitcase'.
Packed and ready to carry.
And/or dragged behind them.
Even though they have depleted the economy,
With unprecedented selfish greed.
They are still pleading to bleed it,
On credit and loans.
With people moaning about a way of life,
Based upon the right to take away from others.
And attacking those,
Who in the past have supported their whims!
With a wish that a newly elected president fails.
And he is the only one left with the credibility to save them.
The ones that could have prevented their miseries...
Had been the liars and thieves,
With no integrity at all.
And they praised them for these false images.
If they wish one with integrity fails...
What does that say about the mindset of the people?
Are they wicked 'and' mentally sick?
Or just not equipped with a consciousness?
One that has been nourish on common sense.
Or all of the above?
'I would say that depends on the luggage.
Are those 'bags' they carry or drag behind them,
Louis Vitton?
If not it doesn't matter.
Folks have been blinded by design! '
poem by Lawrence S. Pertillar
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Welcome To 'This' Side of 'Your' World
A variety kept of our consumptions,
Is being forced from us to be dumped.
The appeal to the eyes may remain to tease,
But people today can not afford their luxuries.
On any level.
Luxurious things to enhance an impressive lifestyle,
Should not be leased if one can't keep it.
Ownership does not matter,
If the mortgage due isn't paid.
Or those contacts we make with taxes.
And billed with fees attached,
For lack of quick payment.
Welcome to 'this' side of 'your' world.
A variety kept of our consumptions,
Is being forced from us to be dumped.
The appeal to the eyes may remain to tease,
But people today can not afford their luxuries.
On any level.
It is as if the stunning came,
Hitting one over the head with a shovel!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Released to be Re-Leased
How has the economy affected some people?
It has exposed presumptions,
Of those with turned up noses.
To bring reality into an uncomfortable conflict.
Dropping many folks from an ego A list.
With creative ways...
To interpret their reintroduction back into reality.
But still with the best of snob appeal!
This has become quite upsetting.
For so many enforced to stop lease payments.
As well as claims of having ownership of things.
Now subjected to release...
Those precious 'holdings' found to be re-leased!
'We have decided to use our equity,
In the purchase of can goods, subway tokens...
And bus passes!
This year we are ever so determined,
To regain a more physical stamina.
By shedding those things we do not need.
It was such a heartbreaking decision to make!
But it was either that...
Or put off our training to conquer the Himalayan peaks.'
~Can these folks get any phonier than they are? ~
Of course they can.
It is in their blood!
poem by Lawrence S. Pertillar
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Shouting...
i cannot sleep for this constant shouting...
the shouting of trees, the shouting of alleyways,
the shouting of rats crawling through trash.
the shouting of needles and Family Bibles,
the shouting of flags folded and given.
the shouting of machines, abandoned and morose,
the shouting of fields gone barren.
the shouting of poverty ripping color from being,
the shouting of hunger in faces silent.
the shouting of guns loaded and unloaded,
the shouting of clinics, filled without names.
the shouting of prayers wriiten in pavement,
the shouting of rivers filled with sewage.
the shouting of birth, and the shouting of death...
the shouting of love, distant and forgotten.
the shouting of god, in doubt's innumerable forms.
poem by Eric Cockrell
Submitted by Poetry Lover
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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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The Speed of Upheaval
We can not all be shocked
By the speed of that which has been dropped.
The speed of upheaval that has blocked prevention,
To stop mind rot!
We can not all be that shocked.
Where have those of purpose,
Expressed with felt depth...
Gone!
Those who inspired,
That a thought process...
Be a gift protected.
And encouraged to go on.
Have they been mugged and stripped of it?
Have they been secretly captured and turned into conformists?
And those who are thinkers are now to be hunted...
And forced to listen to torturous ignorance.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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You Do Have a Choice
I disagree.
You do have a choice.
Either you do it as requested.
Or...
I take it away with your blessing.
Where have you been?
Greed is the basis of this economy.
Not your well being.
If that was the case...
All of us would be living in luxury.
And controling the government,
Like the folks on Wall Street do.
What other foolish ideas do you have?
Your reality has been based on deceit.
When all that you know...
Is getting loans and having good credit,
You have less cash to grasp.
And you give that up very fast.
To maintain a gain for you that does not last.
Stop paying your taxes.
On anything you own.
You'll either be sitting on cold concrete.
Or find yourself on your behind...
Either on the streets,
Or on wet or dry grass.
I disagree with your assessment wholeheartedly.
You do have a choice.
Haven't you been allowed to express that freely?
Haven't you elected those...
To do that for you deliberately?
Where have you been?
Entertaining your delusions...again! ?
poem by Lawrence S. Pertillar
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Expected Acceptance
Refinancing dreams, illusions and schemes,
To keep delusions afloat...
Has cost them their visions of luxury,
To visit them with traumatic truths!
Existing to thrive on good credit and loans...
Is slowing ripping apart an economy that groans.
With no ending to the moans heard,
From those still faithful of a resurgence.
And a return of self-servance.
Lifelines are frayed!
Are wearing on the nerves of those afraid.
A monoply of fear is losing its fan base.
Its use to produce a threatened standard of life...
Begins to tatter the stars and stripes,
With the reality of corrupted treason...
Seasoned by deceit.
And exposed as common news,
On gossiped streets.
Refinancing dreams, illusions and schemes,
To keep delusions afloat...
Has cost them their visions of luxury,
To visit them with traumatic truths!
And pursued are the doers...
Found attempting to patch the cracks,
Upon their own established foundations.
With promises of changes to correct!
Effective changes,
For a system crumbling from selfishness...
And neglect!
Molded to bleed and fed on myths...
How can this be done?
Who will implement them?
Since such devastation,
Has already begun...
In the minds of everyone!
Who will implement them?
Or recognize them when they do come,
To be defined for those...
Born to feed a greed state of mind!
How can one be led away...
From what has been known all this time.
And lived to be worshipped,
In a conformed restricting consciousness.
Who will implement this...
Expected acceptance!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Licensed
Just how ignorant can a deepened ignorance be?
Can it be leased?
Or sold as one's property?
If one is to sell their's...
In today's economy,
Will they become considered as wise?
Becoming wealthy,
To discover they have been despised.
Will those marketing common ignorance,
Be recognized at all?
Since there is currently a surplus of it...
And those who are certified and licensed,
Can not prove their ignorance is truly authentic!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Cash and Carry
Logistically speaking...
The farce observed is deepening.
Two opponents on the surface,
Are hyped to run to lead.
An ailing country...
With a wounded economy!
A bailout is recommended,
To rescue with loand and credit.
As those who speak publicly...
Tell those who will vote,
How their service connected patriotism
Has them indebted.
Experience is spoken...
As a thought those voting should have.
Plus one is young and black.
Is the country ready for that?
The other is older,
With a look as if a weight is on his shoulders.
While the one selected and picked,
And giving trillions of dollars...
In a secret committment.
To handle how this 'bailout' should fit.
Is much younger than them both.
A thirty-five year old assistant secretary of the treasury.
Who is prepared to cash and carry,
And spend his way through...
While those who have invested their livelihoods,
Will never see a piece of it returned to them
To put in their pockets!
And this sham plays on!
'What are you talking about? '
Another 'kneeling' done.
To have someone unsuspected...
Carry the cash.
Pocket the funds.
Make a few public statements.
Divvy up the goods and run!
Pay attention to the process.
It will avoid the need for becoming stunned.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Life in Paradise: 21st Century Style
2000-2001
The “dot com” bubble bursts
Recession
9/11/2001
America attacked!
Our way of life is threatened
Fear sets in
Financial institutions vulnerable!
Economy in a nose dive
What to do?
Everybody fly the flag from your home.
Save housing - Save the economy!
First, everybody needs a home.
The madness begins.
2002-2003
Create laws to increase minority homeownership
California gives birth to the ARMs* and NINJA** loans
Accounting irregularities at Fannie Mae (FNMA) & Freddie Mac (FDMAC) ***
Doors open for Wall Street to invest in Main Street
Without those pesky government regulations
Homeownership increases
...“After all ever since the Great Depression, home values have ALWAYS gone up
And everybody pays their mortgage ”…
WARNING! WARNING! DANGER! DANGER!
AREN”T HOME PRICES INCREASING FASTER THAN INCOME?
…...“No problem; it only takes a little creative mortgage financing and Wall St loves those high yielding mortgages…..
HIGHER RISK - HIGHER YIELD!
Pension funds love high yield.
Buy more and more....
…...“After all ever since the Great Depression, home values have ALWAYS gone up
And everybody pays their mortgage ”…..
WARNING! WARNING! DANGER! DANGER!
AREN”T PENSION FUNDS ONLY ALLOWED TO BUY AAA RATED INVESTMENTS?
...“Problem solved...banks pay the salaries at the Rating Agencies and Ratings Agencies in turn lower the standards to obtain a AAA rating”...
WARNING! WARNING! DANGER! DANGER!
WHO’S WATCHING THE “HEN HOUSE” WHO’S MINDING THE STORE?
...“Who cares?
Everyone is happy
Millions of new jobs created
Millions of new homeowners
Millions of dollars for bankers
Millions of dollars for Wall St
And everyone owns a home on Main St
Money is flowing
Everyone wins! ”…
WARNING! WARNING! DANGER! DANGER!
AREN”T HOMES BECOMING LESS AFFORDABLE?
2004 -2005
...“Pressure Government to create more creative loans and even lower down payments with even higher yields and make more bucks”…
A new mortgage is born, Euphemism: THE PAY OPTION NEGATIVE AM ARM Loan
...Easy to sell… You chose your own payment! You chose your interest rate! ...
WILL WALL ST BUY THESE LOANS?
….“You bet! Wall St loves these high yield mortgages. They package these loans as CDOs***** and sell them to Pension Funds, Municipalities, Foreign Governments etc
Spread the risk - Harvest the yield! …
Now Fannie Mae & Freddie Mac want back in on the action
...“After all ever since the Great Depression, home values have ALWAYS gone up
And everybody pays their mortgage ”
Everyone wins! …
The country is now infected with AFLUENZA
...“We need even more mortgages. Pressure Government to lower credit qualifications, raise borrowing limits, allow less equity positions. Let homeowners use their homes as ATMs+++”...
WARNING! WARNING! DANGER! DANGER!
WHERE IS THE SEC? WHERE IS THE FED? *****
...“Banks will police themselves” says the SEC
“Homeownership is up.
The Standard of Living is up
It is good” says the Fed...
...“After all ever since the Great Depression, home values have ALWAYS gone up
And everybody pays their mortgage ”...
CAN THIS LAST? WON”T HOMES PRICES HAVE TO COME DOWN OR INCOMES GO UP? .
2006 – 2007
Prices too high.
Average home unaffordable
Fewer home buyers.
Prices sinking
ARM’s resetting
Sub prime borrowers defaulting
Ninja loans failing.
Banks taking in less
Fewer dollars to lend
Layoffs beginning
Homes over-mortgaged
Appraising for much less
Equity gone
No equity - No sale
The downward spiral begins
Existing incomes static
Mortgage payments climbing
Homes losing value
Appraising lower
Jobs being lost
Unemployment rising
Banks failing
Wall St collapsing
Investment yields disappearing.
No way out!
2008 –2009
Elect a new administration with a RESCUE PLAN!
….“Spend more money Acquire more debt”….
WARNING! WARNING! DANGER! DANGER!
*ARM: Adjustable Rate Mortgage,
** NINJA loan: No Income, No Job or Assets
*** FNMA & FDMAC: Federal National Mortgage Corporation & Federal Home Loan Mortgage Corporation
**** CDO Collateral Debt Obligations
****** SEC: Securities & Exchange Commission & Federal Reserve System
+++ATM: Automated Teller Machine
poem by Nancy Chambers
Submitted by Poetry Lover
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Stop Trying to Find the Logic in Everything
The trouble with people feeding their greed,
And perceiving their feeding to hoard
To be an eternal process,
For themselves to be kept stored.
With no one else to profit from a process,
Not stopped.
Is...
Well,
One day to be revealed as preventable.
Even their selfish deeds must come to an end.
Whether or not...
They believe what has been available,
Has been diminished without the consciousness
Of their active input,
To keep what is missing their responsibilty
To nourish the flourishing that is obviously,
Absent from their purpose.
And those who live just to feed their greed,
Do not realize they place themselves in jeopardy.
Although they are not aware of this
Behind walls of a blocked isolation.
Perceived from a direction of its inception
To be an envied way a life.
Needing at their own expense to protect.
Even if that expense is aided by depending
On the discreet and secret borrowing from others.
'I thought you said 'they' were our enemies?
Them and they and those others? '
Who cares?
What is more important?
Impressing with our pretentions
Or being honest with ourselves?
'None of it makes any sense.'
When did the feeding of one's greed,
Ever made any sense?
Hmmm?
It is a standard that is valued.
We thrive on our pretentions!
Remember that.
Stop trying to find logic in everything.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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The 'Look-At-Me-And-What-I've-Got-Type
I've met a few snooty people in my days.
The ones who perceived themselves,
Better than others...
Because of a higher mortgage the had to pay.
Or the ones who bragged about their good credit.
And would announce the number of their credit cards,
To anyone for a quick display.
And those who were comfortable being who they are,
Always attracted my attention with admiration.
Those who were comfortable being who they are...
Were honest with themselves.
And to me this was a priceless possession.
People who talk about their stocks and bonds,
And investments they live on...
I don't fault them for what they believe is security.
People have their values and I respect that.
It is the ones self obsessed who appear to thrive best,
On masquerading their unhappiness....
With a projecting of pretentions the try to hide,
In a shallowness of emptiness.
The 'look-at-me-and-what-I've-got-type'.
You know...
The ones climbing down from their high horses,
Hoping not to be seen at night.
Since today the economy,
Has their mouths and lips shut firmly tight!
I've met a few snooty people in my days.
The ones who perceived themselves,
Better than others...
Because of a higher mortgage the had to pay.
Or the ones who bragged about their good credit.
And would announce the number of their credit cards,
To anyone for a quick display.
Well...
Those who were and 'still' comfortable being who they are,
Always attracted my attention with admiration.
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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