More Arrogant Than Necessary
Remember a few years ago,
When folks 'with' good credit...
Use to brag about the number of cards,
They had.
'I have all the major ones!
And you? '
None!
'None? Well...
I pride myself on maintaining good credit! '
I'm a true American.
Destined to have bad credit...
I guess!
And 'today' my bad credit prevented me,
From getting a credit card.
I did have one many years ago.
I never used it and was still stuck with a bill.
Charging me fees for 'non-use'.
Oh yes!
Now I've heard...
Not only have some folks experienced,
Tripled interests rates.
They are charged an additional fee...
IF less than two items are purchased in a single month.
AND...'if' the bank is not paid for those purchases,
Within thirty days...
That's another fee!
Years ago I frequented a store called Nellie's
On Canton Street in Hartford.
I was a kid.
Grown...
But a child nonetheless.
It was rare for me to have money.
But I ended up in Nellie's talking with her.
And she'd give me a lollipop.
I was a child using my charm to the max.
One day I licked on a lollipop...
And Ms Nellie said, 'Two for Five cents.'
'I ain't got no five cents, Ms Nellie! '
~That's your last lollipop! ~
Where are they?
What have we done to those teachers?
Who stuck by a decision to feed addicting greed to folks?
Especially to the ones who ain't got no cash.
Or none laying around in a bank.
If 'they' did 'they' would not be closing them!
I demanded my account closed years ago.
And took all of my twenty dollars out!
The manager had stated...
I was 'acting' more arrogant than necessary.
'Excuse me?
Close my account! Now.
And that will be in 'twenty' one dollar bills...
Thank you! '
They are using 'my' money?
And pushing 'me' around like that?
I...don't think so!
I'm glad I did that earlier.
The thought of standing in a line,
'Waiting' to see if my life's savings are safe...
I don't have the patience anymore to do!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Related quotes
Cash On The Barrelhead
I got in a little trouble at the county seat
Lord, they put me in the jailhouse
For loafing on the street
Well, the judge said guilty
He made his point
He said fourty-five dollars
Or thirty days in the joint
Thatll be cash on the barrelhead, hun
You can take your choice
Youre twenty-one
No money down
No credit plan
No time to chase you
Cause Im a busy man
I found a telephone number on a laundry slip
I had a good, hardy jailor
With a six gun hip
He let me call long distance
She said, number, please
And just as soon as I told her
She shouted back at me
Said thatll be cash on the barrelhead, hun
Not part, not half
But the entire sum
No money down
No credit line
Cause a little boy tells me
Youre the travelin kind
Thirty days in the jailhouse
Four days on the road
I was feelin mighty hungry
My feet, a heavy load
I saw a greyhound comin
Stuck out my thumb
As soon as I was seated
The driver caught my arm
Said thatll be cash on the barrelhead, hun
This old, grey dog gets paid to run
When the engine starts
And the wheels will roll
Give me cash on the barrelhead
I take ya down the road
Ohh, cash on the barrelhead
I take you down the road
song performed by by Dolly Parton
Submitted by Lucian Velea
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Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
quote by Melissa Bean
Submitted by Lucian Velea
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Credit Crunch Blues
Well i woke up this morning
I swear the sun just wouldn't shine
When the day took to dawning
My woman laid it on the line
'Ain't buying you no more whiskey'
And you ain't buying no more time.
I got the credit crunch blues
I'm gonna blow the bank away
I got the credit crunch blues
I'm gonna say my piece today
I gave you all my money
You gone and turned your head away.
Well I'm hiding from the rent man
There ain't a bill that i can pay
I'll be living in a tent man
I hardly eat from day to day
Some pig give me the swine flu honey
The 'doc' he said 'just stay away'.
I got the credit crunch blues
The man he say he got no work
I got the credit crunch blues
A weaker man would steal or shirk
But i just pray to Jesus
'Lord send it down for one more jerk'
Yeah i got the credit crunch blues
I'm gonna blow that bank away
I got the credit crunch blues
I'm gonna use my 'piece' today
You city boys took my money
Now sure as hell you're gonna pay!
-Oh yeah.
poem by Kevin East
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They're pushing credit cards. They don't take Visa, but they do take American Express, or they don't take this one, but they take that one, or you'd better bring this one, or if you forget who you are, look on your credit card; it will be there.
quote by Bill Janklow
Submitted by Lucian Velea
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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar
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Having-Less-Is-More
Money isn't 'everything' you know?
'Ooooohhh mon ami,
Big dummy you!
YOUR money may not be 'everything'.
Or not nearly what it use to be.
However...
SOMEWHERE someone is spending it,
Caring less about your limitation.
Or who has good or bad or indifferent credit.
And they have yet to accept greed as a motive,
To live a happy life! '
I am not referring to foreigners,
I am talking about us...
Living today in 'this' country.
'Oh?
I see.
So you've already adopted,
That 'Having-Less-Is-More' attitude?
Good for you.
You make me proud.
But as for me...
Give me a ten dollar bill anytime.
Even a five dollar bill,
Seems less than a dollar these days.'
poem by Lawrence S. Pertillar
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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli
Submitted by Lucian Velea
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Nellie Kane
As a young man I went riding
Out on the western plain
In the state of North Dakota
I met my Nellie Kane
I met my Nellie Kane
She was living in a lonely cabin
With a son by another man
Five years she had waited for him
As long as a woman can
As long as a woman can
I don't know what changed my mind
Til then I was the ramblin' kind
The kind of love I can't explain
That I had for Nellie Kane
She took me on to work that day
To help her till the land
In the afternoon we planted seeds
In the evening we held hands
In the evening we held hands
Her blue eyes told me everything
A man could want to know
And it was then I realized
I would never goI would never go
(chorus)
Now many years have gone by
And her son has grown up tall
I became a father to him
And she became my all
She became my all
song performed by by Phish
Submitted by Lucian Velea
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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar
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Endangered Species
When I wanted a credit card...
I was denied it.
Not qualified.
I was told no one would touch me!
Today...
Since I do not want a credit card.
And live within my fixed and bolted down budget...
I am bombarded.
Through the email.
My regular home mail.
Telephone calls.
Even those passing flyers on the street:
'We Can Have You Financed...
Before Your Next Breath Is Taken! '
Of course I exaggerate...
But those refusing credit today,
Are at risk!
It's like becoming an endangered species.
And to say 'NO! '
That is truly unpatriotic.
Today?
Not to be deep in depth,
Is Un-American!
poem by Lawrence S. Pertillar
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Father Joe Murphy
When i was a Schoolboy Father Joe Murphy was a young man
I recall him and his Brothers Doney and the late Johnny Dan
And though of my existence he hardly would know
One cannot help but remember the great Father Joe.
Fifty five years as a priest something to celebrate
The man has been blessed in his great gift of faith
To his own higher self and to his god true
We must give him credit since credit he is due.
Devoted to his god by good example he lead
At living a good life one who does succeed
A credit to Millstreet and the pride of his clan
The great Father Joe is a wonderful man.
In this age of the cheapening values in life
With warring and famines and poverty rife
A story like Father Joe's a great story to hear
There's still hope for humanity it does appear.
Fifty five years a priest is something well worth a boast
To Father Joe Murphy we will drink a toast
He was in his prime years when i was quite young
And surely his praises deserve to be sung.
poem by Francis Duggan
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No Cash. No Hash
Bad credit?
I wouldn't have applied for credit at all...
If I could afford what i wanted.
Whether good or bad,
I have never had a grocery store...
Foreclose on my eating habits.
And even though the subject may seem ridiculous,
It's like this...
If I don't have the cash,
No eggs with hash splashed with a dash of catsup...
Will I taste to nibble, sniff or eat.
Try shopping for food,
With all resources depleted.
No cash.
No hash.
Whether credit is good, sad, bad...
Or just nonexistent.
A signature with a promised I.O.U.
Will not do.
Even in the best of times!
poem by Lawrence S. Pertillar
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Toxic Assets
'I have to go to town, ' she said,
'We'll catch the early bus.'
She'd overdrawn her credit card,
I knew - she always does!
I groaned and then I moaned a bit,
I'm just a country clod,
'I hate the crowds in town, ' I said,
'I'll stay here, on my tod! '
'You'll come with me, ' she said again
And used that piercing look,
The one that gets her everything
She wants, by hook or crook.
So there I was, adrift in town
While she went to the Bank,
To sort out her finances with
Some guy she knew as Frank.
I hung about outside, and watched
Her enter through the door,
Like some black hole in space, I thought,
And shuddered, like before.
I hated banks, and managers,
And credit cards and schemes,
They'd offered me a credit card
But I said - 'In your dreams! '
I wouldn't touch them with a pole,
I just believe in cash,
But wives are like some aliens
Straight from the planet, 'Splash! '
They love to shop, and flash the card
And buy their nicky-nacks,
While we just moan and humour them
Then pay the money back.
And so I stood and waited there,
My patience growing thin,
She seemed to take forever in
That bank, so dark within.
I always knew she'd be a while
She talks a lot, my wife,
She likes to tell the tellers all
The story of her life.
I stood for twenty minutes there
Just hung outside the door,
I thought, I'll give her half an hour,
Then just a minute more.
So that I did, and half an hour
Just wasn't quite enough,
I counted off a minute then
And thought, 'I'll call her bluff! '
I charged head down on through the door
Just like a rampant bull,
Ready to jump and yell and curse,
I thought the bank was full.
But when I raised my head to see
There was nobody there,
Just a row of grinning tellers:
'Can we help you, sir? '
'Where's my wife? ' I yelled, irate,
There was no other door!
The tellers said in unison:
'Go see the manager! '
I did, and he was sitting there
All plump behind his desk,
With dollar signs in both his eyes,
I nearly went beresk!
'So where's my wife, ' I yelled at him,
'She came to sort things out; '
But he just pointed to a chair:
'Sit down - no need to shout! '
'We had to bundle her, ' he said,
With all the other debts,
'The time has come, ' he said, 'we have
To dump our toxic assets.'
'She's just a liability,
Is always overdrawn,
She's bundled, will be auctioned off
To some poor sap, at dawn.'
I staggered off in quite a daze,
Just what was I to do?
I'd have to cook the evening meal
But just for one, not two! '
And then the paper said next day
That Wall Street had collapsed,
The world economy was sick,
And gasping, had relapsed.
And like a pack of dominoes
Each country bit the dirt,
They said that they'd lost billions
With debt, the world was girt.
And then, it seemed, they traced it back
To some small Aussie town,
One woman, always overdrawn
Had brought it crashing down.
I found her planting veggies in
Some old guy's vegetation,
He'd said she had to make it up,
His superannuation.
She got the bill last week, and cried,
She said she'd pay it back,
Two thousand billion dollars she
Has hanging round her neck.
And so I had to part with her
I know just who to thank,
I'll always see her entering
That black hole, called 'The Bank.'
29 March 2009.
poem by David Lewis Paget
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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by by Hole
Submitted by Lucian Velea
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Killing Themselves
Stalled at the fantasy stage
With wishes window shopped
And credit cards near maxed out.
Whims on lay-aways
Have a few more payments left.
With a need that searches for a reason,
Why such an item is desperately wanted!
If it was such a 'steal'...
Why is it taking so long to pay for?
It's too late to change your mind...
You will not get your money back!
It is store policy to dupe you with accompanying BS!
And remember those threats you made,
Of never returning to shop there again?
Taking your business elsewhere?
Well...
It appears as though they have a record of your previous
Statements WITH your apologies attached!
'I am STILL upset!
Regardless of your record keeping!
And I want that known!
AND...
I think it extremely rude of you to suggest
Making payments on a fifty dollar sweater
In increments of two dollars and twenty-five cents per month,
Is ridiculous!
Who's money is it?
And am I NOT the customer?
You people are lucky I keep you in business!
My great grandfather swept these floors! '
And we are arrogant enough to believe...
Our sense of 'who' we are,
Is worthy of combat in battle!
We are arrogant enough to believe,
People the world over are praying to be in our presence?
I think they fight to stay away from us!
Even killing themselves to prove it.
poem by Lawrence S. Pertillar
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Nellie Takes Her Bow
Who thanked the lord for the clothes
That she wore and mended,
Nellie with the big old fashioned eyes
Who won the heart of a crowd
Tore apart, took a bow,
Nellie theres a different world backstage
(chorus:)
I see the flood lights burning
I hear the band play on
Now nellie takes her bow
She said she really could not stay
She had a brand new play to play
And so she paints her face and smiles
And shell be someone else in a while
(chorus)
Just a lonely girl who could not face a broken world,
And so she acts out all her dreams and wishes thats how it had been
But when the audience is near, it seems as though she doesnt even care.
(chorus)
Nellie just sent me a line to tell me she was doing fine
She got the lead and on broadway, and now theyre digging her today
And as she turns the final page, living
Someones life upon the stage
(chorus)
song performed by by Electric Light Orchestra
Submitted by Lucian Velea
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The Squeezing Of The Stone
dad waited 8 years
to tell him that
cancer had infiltrated his body-
dad waited 8 years to tell him that
he had done anything about it-
dad had to stop working &
when he put money in the market
under close supervision of someone
whom he thought would help him out,
the whole fucking thing
collapsed,
like the house of playing cards that it was,
leaving only the kings & queens as always
to walk off scot-free
at a brisk pace
holding bags of money &
plane tickets-
dad's money gone &
inability to work as he once did,
he began to watch all that he owned
leave his grasp
after working so hard for so many years
to do without credit &
to stay afloat the best that he could,
raising kids in the meantime &
saving that money for when times got tough,
for when he got old-
and so with less than 20 grand in the bank
he can't shell out the money for the shots anymore,
not to mention the radiation-
the stone can't be squeezed for blood to help
there's just nothing left &
another great man will die because
america has no universal health care for its
citizens.
poem by Andrew Delapruch
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Parasites On The Telephone
Everyday someone thinks of some new scam
to get money out of you.
How to fleece your bank account
with your consent.
Some tell you about a free holiday
to a fabulous destination
that you have been chosen for or won.
So listen to their speal.
Then they start asking about your bank details
and whether you have a credit card or not.
Once they start asking you that,
your best bet is to put the telephone down.
For once, you’ve given your details
over the telephone
you’ve given them permission
to fleece your account
for everything its worth and more.
20 July 2008
poem by David Harris
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A Better Quality of Life
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
Are those who have a better credit rating,
Living lives that are troublesome free?
Few I see walking.
Or exercising their right,
To feel healthier and bright.
Most with a better credit rating,
Than the one I possess...
Seem to be stressed and obsessed with regrets.
Why can't they whip out a piece of plastic,
Or be 'loaned' out of their mess?
Isn't that what having good credit means.
An ability to temporarily be free of duress.
That sounds so inviting.
To live for the creditors to hound and bite.
Hmmm...
I think not.
Not on my drug free watch!
When I challenged myself to look away from 'things'.
There were those who believed I had lost my mind.
Literally!
Since I did not chase behind,
Luxury items.
Marketed to confine.
I chose to leave that kind of life behind.
When I challenged myself to look away from 'things'.
Only the necessities,
Brought me more happiness it seems.
'And you say I can get two of these for a dollar?
Can I get three for twenty five cents more?
Why are you staring at me? '
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Exploring those things like nature walks,
Or riding daily on a bus.
I admit in the beginning...
A few choice words I openly cussed.
And that action began my release.
'I's free.
I's free.
I's be free like morning glory.
Well...
Not entirely.
I still pay basic bills.'
Stripped from impressions I see others attempt.
With a clear mind unaddicted...
These observations now to me make less sense.
I spend what I can,
On what I can afford.
And after doing that...
I may be broke but far from bored.
Life unattached to crap,
Can be quite exciting!
Although social invitations are few,
And far between.
But having peace of mind that is recognized...
Is more fulfilling than being in and around those scenes.
And that's a given.
Why should I desire to have better credit?
When a better quality of life,
Is all I wish and need.
I is free from pretentious living.
Uh-uh.
Yessuh!
Are those who have a better credit rating,
Living lives that are troublesome free?
If they are,
I don't see it!
poem by Lawrence S. Pertillar
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A system of capitalism presumes sound money, not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings, not credit creation by a central bank.