Debt and Effect
Do you like to do what you like,
Have dream to live luxurious life,
Buy a car, house or household,
Have planning to tour the world
Or want to own valuables, then flaunt,
Taking mate shopping or restaurant,
Short of money? Loan makes it easy.
Credit card can make you more crazy.
Though this truth is well accepted
Most of rich men are highly indebted.
But when you will realise its effect
Immediately say good bye to debt.
Pay heavy interest on the principals,
Receive agent’s debt collection calls.
In debt your mental peace is lost,
Miss planning and opportunity cost.
Your mind always loaded with tension
How to clear loan? Asking the question
Go for another loan or curtails expense
How fast repay and get out of the mess
Major earning is lost in paying interest
I feel, remaining debt free is the best.
(c) S.D.Tiwari
email [email protected]
poem by S.D. Tiwari
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Call It A Loan
In the morning when I closed my eyes
You were sleeping in paradise
And while the room was growing light
I was holding still with all my might
Oh--what if its true
...what my heart says
Oh--whatll I do
What if this feeling becomes hard to part with
You were meant to play your part
In the design of a desperate heart
And while you gave your love to me
I was betting I was getting it free
Oh-- if Id only known
...what your heart cost
Oh-- can we call it a loan
And a debt that I owe
On a bet that I lost
In the evening when you see my eyes
Looking back at you, no disguise
Im not sure who you think youll see
Im just hoping youll still know that its me
Oh-- what if its true
...better ask the man inside
Oh, oh-- there seem to be two
One steals the love, and the other one hides.
Yeah-- can we call it a loan
Till Im paid in full for the seeds Ive sown
Yeah-- can we say that Ive grown
In someway that we may have yet to be shown
Oh-- if Id only known
...what your heart cost
Oh-- can we call it a loan
And a debt that I owe
On a bet that I lost
song performed by by Jackson Browne
Submitted by Lucian Velea
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The Debt
This is the debt I pay
Just for one riotous day,
Years of regret and grief,
Sorrow without relief.
Pay it I will to the end --
Until the grave, my friend,
Gives me a true release --
Gives me the clasp of peace.
Slight was the thing I bought,
Small was the debt I thought,
Poor was the loan at best --
God! but the interest!
poem by Paul Laurence Dunbar
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Over Now
Good night...
Yeah, its over now, but I can breathe somehow
When its all worn out, Id rather go without
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Well its over now, yet I can see somehow
When its all gone wrong, its hard to be so strong
You know its been on my mind
Could you stand right there
Look me straight in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime
Guess its over now, I seem alive somehow
When its out of sight, just wait and do your time
You know its been on my mind
Could I stand right here
Look myself in the eye and say
That its over now
We pay our debt sometime
Yeah, we pay our debt sometime
We pay our debt sometime
Yeah, we pay our debt sometime
song performed by by Alice In Chains
Submitted by Lucian Velea
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Soliloquy of the first time buyer
To buy, or not to buy: That is the Question.
Whether it is better in the end to suffer
The moods and whims of some outrageous landlord
Or take A.R.M.S. against your future earnings
And end up owning something? In hock, for years;
Pay rent? And by paying rent to say we end
The heart ache and the thousand natural shocks
Home ownership is heir to. Reduced Consumption?
No Politician’s wish! To rent? To lease?
To lease, perchance to own? Ay, that’s a thought
For in the grip of debt you’re paying bills
Till you have shuffled off this mortal coil
It gives one pause. That’s the aspect
That makes calamity of adjusting rates
For who would bear the years and years of debt
Fine dining now reduced to happy meals,
Buyers remorse, and the long delays.
The Questionable title and the risk
Your credit rating doesn’t rate the loan.
When you yourself know if you lose your job
You’ll end up sleeping in your S.U.V.
To grunt and sweat under a heavy load
Under the threat of something worse than debt
The forced short sale, from which, once closed
No equity returns. It puzzles the will.
And makes us rather bear such debts we have
And, if necessary, refinance them still.
Compounding thus make cowards of us all.
And so our youthful promise and ambition
Is hobbled by the weight of student loans
Made by lenders judged too big to fail.
In this regard the risk is very real
We lose the house to auction.
quote by by John F. McCullagh
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This debt crisis coming to our country. The wall and tidal wave of debt that is befalling our nation. Medicare and Social Security go bankrupt within ten years, we have a debt that is looming so high that in the last year of President Obama's budget just the interest payments on our debt is $916 billion dollars.
Loan Is A Great Disease Of Mind Which Brings In Life Insult And Defamation
Loan is a great disease of mind which brings in life insult and defamation
Loan taker promises to the loan giver that he will pay it on promised date,
Due to inconvenience he failed to repay it according to his said condition,
Being scolded by the party he is ashamed and he will try to commit suicide,
Shame on the part of loan taker to be a coward to have committed suicide,
He should be brave to tolerate public taunts instead of committing suicide,
Life is more precious so, with courage he should face the matter and decide,
He must not fear to the loan giver and die otherwise his family suffers in life,
Rich or poor everyone has one or other kind of loan that is to pay in his life,
A rich or poor man’s delivery is done by other and he is also buried by other,
All have been bounded by various acts of loan in the journey of life’s strike,
Loan of CREATOR, loan of pardon, loan of mercy and loan of helping one another,
A few people say “I cannot open my hand before other to ask help or something”,
After death such people are carried by other to get buried having nothing.
poem by INDIA Mazid S Kazi
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Remembering Grandpa
grandpa was strict
i remember
for a Red Cross Donation
that i asked from him
and which he considers
as my debt
he did not forget
to remind me and
thus collect
i was then 12 and he
was 60
i was disappointed but
he did not mind
a debt is a debt and must
be paid
the years may have buried
him for good
but the memory of a debt
paid still lingers
the numbers are clear
as always
some words may have faded
but the feeling
sticks like a scar
in my face....
poem by Ric S. Bastasa
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So we make this big loan, most of it comes back to the United States, the country is left with the debt plus lots of interest, and they basically become our servants, our slaves. It's an empire. There's no two ways about it. It's a huge empire. It's been extremely successful.
quote by John Perkins
Submitted by Lucian Velea
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Write Off The Debt
WRITE OFF THE DEBT (Chorus)
ME SAY WRITE OFF THE DEBT
ME SAY WRITE OFF THE DEBT
AND STOP THE THIRD WORLD A FRET
I SAY THE IMF PUT ON TOO MUCH INTEREST
CERTAIN MAN PON THE STREETS CAN'T EVEN BUY A LITTLE VEST
I SAID THE EAST AND THE WEST THEM JUST A BUILD UP DEM CHEST
CERTAIN MAN IN THE THIRD WORLD CAN'T EVEN DIGEST
song performed by by UB40 from Cover Up
Submitted by Lucian Velea
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Somebody Stole My Car
Thats life in the big city
You beg for mercy but you got no pity
Low-life zero mentality
Vandalized victims of depravity
Fast food, take-out mentality
Where the dogs eat the dogs
And the innocent bleed
The city cant cope and the cops dont care
Theres fear in the streets
Its a jungle out there
I dont want it, dont want it
Dont want it, dont want it
Chorus:
Somebody stole my car
Somebody stole my automobile
They ripped off the radio and sold the wheels
And if its happened to you
Then you know how I feel
Somebody stole my car
Somebody stole my car
I left it parked outside of my home
It had a new a/c and a cellular phone
And Im as sick as a dog
cos Im still paying off the loan
Somebody stole my car
Thats life in the metropolis
Living on credit and overdrawn interest
Craving commercialized commodities
Everything advertised, stirring up greed
Everyday I wonder why
Everyday I cant get away
The citys in debt, up past its ears
Yet we still borrow more
And pay it back next year
Now Im paying for a car that I no longer own
And the next time anybody offers me a loan
Ill say I dont want it, dont want it
Dont want it, dont want it
Somebody stole my car
Its just been cleaned and Ive just had it taxed
It had brand-new stereo speakers in the back
And I call up the cops
With a panic attack
Somebody stole my car
Somebody stole my car
I bet theyre riding around and running red lights
Got chicks in the back and ballin all night
While I sit at home
Getting more uptight
Somebody stole my car
Chorus
Dont want it, dont want it
Dont want it, dont want it
Somebody stole my car
Somebody stole my car
Somebody stole my car
That life in the metropolis
Possessions mean nothing in a world like this
Some punks wanna ride and they see my car
So they take it, shake it
Burn it up and break it
Hey, thats my car
Somebody stole my car
song performed by by Kinks
Submitted by Lucian Velea
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Losing Patience
If one is the owner,
Of another's debt.
And that other one's life,
Has been enhanced by loans and credit,
Kept.
Who is more indebted?
The one who's lifestyle has been fed,
On the achievement of good credit ratings?
Or the one quietly...
Losing patience instead?
If one is the owner of another's debt.
And one of the two brags about a greatness kept.
While the other has sat patiently...
Listening to the boasting,
Of one exposing a pumped up chest!
Which one do you think eventually...
Will extend an upper hand?
And which one will admittedly,
Will express regret and on nothing to stand.
On which can be declared is theirs to own?
Not if one is accustomed to living indebted,
On borrowed finances another loans.
Which one do you 'think' will be left to moan?
poem by Lawrence S. Pertillar
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Money and Friends
When I was a teen my mom would say
“If you know someone you dislike
Loan that bright person some money
And he’d sure disappear from site”
“People that owes you money
Would not call or email to say hello
Would not send a card on a holiday
They’d rather wish you’d go away”
“Friends that asked you for a loan
And you happened to be broke
Would not call or email to say hello
Would not send a card on a holiday”
My smart mommy is always right
I think I’d rather keep happy friends
Ones that don’t need my money and
Ones I like to call and love their emails
poem by Kay Barcelon
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One can pay back the loan of gold, but one dies forever in debt to those who are kind.
Who Has Been Supplying The Laughing Gas?
Look...
The Chinese own the debt.
We have borrowed more money from them,
Just to keep up false appearances.
They know this.
And the puppeteers know this too!
It makes little sense to talk about,
Whose doing the wasteful spending...
At this stage of the greed game.
And I am highly patriotic!
So do not throw that dissident...
Maverick business,
In my face.
Ignorance is not bliss.
Many folks are beginning to realize it!
People are losing what they thought was theirs,
Because...
Well,
It was never theirs anyway.
Just to hold on loan!
That's it.
Anyone confined to paying taxes...
Stop paying them.
You will find out quick,
Who owns what!
And who will come to take it.
This is a 'business'!
And you are the commodity.
And people in politics talk about what their plans are,
To control and balance the budget and monitor the deficit?
Who has been supplying the laughing gas?
More is needed.
The supply of it is getting low!
poem by Lawrence S. Pertillar
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Without Pocket
Hungry of filling pockets
By doing the acts funny;
Doing scams and scandals
For earning black money.
Lastly will leave here
Even the cash box strongest,
Final cloth will have no colours
As well as have no pocket.
S.D.Tiwari
email [email protected]
poem by S.D. Tiwari
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Home Loan Blues
Just a man, good and sometimes bad
But striving to do the best that I can
Help a hand when the one close by you falls
Understanding can do the rest and that aint all
Hope I can please you but the truth isnt easy to say
The more that youre spending the more itll get in your way
I say it to please you to forget what you have done, so pray
I got the blues from the debt of the people today
You can have it all but youve got to pay
You can have it all dont pay me today
Wotcha man as the bills around you grow
Providing you take a loan to pay for them all
Help a hand when the one close by you falls
Depending if the fool keeps spending it all
You can have it all but youve got to pay
(you can have it)
Credit cards, mortgage, home loans for your holiday
song performed by by Simply Red
Submitted by Lucian Velea
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MONEY DOES MAKE A DIFFERENCE...by talile ali
MONEY CAN'T BUY HAPPINESS BUT
MONEY DOES MAKE A DIFFERENCE
WHEN ADDING UP THE DOLLARS AND CENTS
IT TAKES CARE OF A LOT OF LIFE'S EXPENSE
YOU DIDN'T COME INTO THE WORLD WITH INSIGHT
INTO SOMEONES MASTER PLAN
TO ENSLAVE EVERY LIVING HUMAN
TO A SINGLE THING THAT WAS AN EXPENSE
CREDIT AND DEBT ARE THE FANGS
OF THIS VAMPIRE WHO MOLEST
YOUR LAST STRANDS OF HUMANNESS
TYING UP ALL OF YOUR MENTAL HANDS
ITS ALL BEEN DONE WITH MIRRORS
ALL YOU HAVE TO DO IS USE YOUR OWN
TO REFLECT BACK ALL THAT YOU HAVEN'T THROWN
AWAY
SO IN ORDER TO HAVE THE CASH
YOU HAVE TO REFLECT BACK ALL THE CRASS
AND LIFT YOUR MIND OUT OF YOUR ASS
TODAY
poem by Talile Ali
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Right now, a majority of the debt is owed to foreign interests, Japan being the largest purchaser of government debt today, soon to be surpassed by China as the number one purchaser of our debt in this Nation.
Fraudulent Offence
I like your card as it deceives me,
Debt is a terrible life, I know and see.
Fraud is to obtain this property
And theft is the way you take for poverty.
May you mislead knowingly another
That the legions and lesions are lessons of a mother.
I like this conviction upheld,
The marriage of money is to be compelled.
Debt is a mathematical puzzle,
One of the finest monuments called a muzzle.
poem by Naveed Akram
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Soul-Time
I can not un-regard
I can not deny the sustain,
I can not over-refrain
acknowledging the kind gifts
you gave.
I'll not ever repay
the time
you spent
and came
when I needed
time
time
to cry
time to cry;
I cannot re-pay
all that
but offer
only that
if you need me
if you need me
I'll be there
to pay my Soul-Debt-
the most sacred kind
of debt owed
and debt re-paid.
So here's
my IOU,
my promise
to come through
for you
when
it's your turn
to need
Soul-Time.
Time when
souls mix
and renew.
poem by Lonnie Hicks
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