Enemy
I owe no man, no man owes me
Exactly as it ought to be.
I pay hard cash for what I buy.
There is a simple reason why.
I will not pay expensively
for things I buy impulsively.
I do not need the latest style
I find that if I wait a while.
That fashion change and prices fall
I can resist the siren call.
Of T.V. adverts telling me
that I can have all that I see.
By spending on my credit card,
but I am always on my guard.
I have no debts that worry me
at nights I can sleep peacefully.
Your credit cards an enemy
although it claims to be friendly
I know it is convenient
It’s too easy to get overspent,
25-Apr-08
poem by Ivor Or Ivor.e Hogg
Submitted by Poetry Lover
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Related quotes
Shop, she shops!
Once she constantly smiled
Bought cloths and jewelry that gave her style
Shop, shop, shop
She shopped till she dropped
Shop, shop, shop
She just could not seem to stop
Her credit was on top
Her spending way rocket up
She paid with cash or credit card
This Lady was absolutely shopping mad
Shoping malls!
Markets stalls!
Shoes, clothing, and handbags she bought all year long
Spend, spend and spend daily was her beloved song
Shop, shop, shop
She now shops like a flop
Shop, shop, shop
This lady has now put a stop
Today is different shopping expedition
This time spending with supervision
No more that crazy spending addiction
Her credit card is cut
Her goods seized, the whole lot
Today she spends, her pockets hurt!
She has become street wise
Haggling with each price
She has become precise
About what she needs and not what is nice
Shop, shop, shop
She shops like a flop
Shop, shop, shop
Her spending has taken a big drop!
This lady has now put a stop to shop!
Copyright 2006 - Sylvia Chidi
poem by Sylvia Chidi
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Heat
When the rats are running
And the boys are gunning
For heads on a tin plate ---
You can hear the footfall
Softly in the back yard.
And the black jack is called
Face up on the last card.
Youd better call your witness
In your dirty business.
Trop tard sera le cri.
Better run while you can ---
Better set the tall sail.
Better make deep cover
Before the boys have you nailed.
Theres just one chance to get away ---
Ill catch up with you another day.
Ill close my eyes and count to ten
And come right after you again.
Grab your credit cards ---
Cash in on your resources.
Take your passport from the drawer,
Dont stop to change the horses.
Get out of the heat.
Now can you feel the pressure?
Have you got the measure
Of being a wanted man?
Cold drink in your hand ---
Hot sweat on your brow.
And theres no understanding
Going to help you now.
Grab your credit cards ---
Cash in on your resources.
Take your passport from the drawer,
Dont stop to change the horses.
Notify all parties
Of an earlier vacation.
No use trying to board the train
After its left the station.
Get out of the heat.
song performed by by Jethro Tull
Submitted by Lucian Velea
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A Wanta Be
Pity all the wanta bees
drones to misfortune
short cut seekers to fame
beware hidden strings
to make a puppet dance!
Do you know a wanta be?
Andy G is an incurable wanta be
poor fool he wants to be rich famous
to live the life a fabulous dream life
one of those people who will always spend
all their salary plus more always more
always broke so he self cursing claims
except when secretly spending
always spending spending spending
running up new credit card debit
credit card debit is a vicious scary trap
highest interest readily bank available
springs shut like a clamp clam
when maxed out your purchase quota
no interest no interest no interest
for three six months pulls suckers in
credit card debit is a deadly sickness
infecting spend spend spend target pigeons
come pay day minimum payment
is one day more required than you can ever pay
more than you can pay with food bills manage
now juggle bills finances spend master
mortgage luxury purchase payments
here comes lurking repossession master
taking back toys temporary joys
leaving horrible black holes holes holes
in your hollow empty souls souls souls
stripping house flat bare of furnishings
rooms bare cupboards bare do you care
credit card fraud juggler credit card fraud
is a crime to jail you must go go go
possessions people do not make us happy
we must find that happiness within ourselves
it is not the duty of any except ourselves
to find life purpose to fill all the empty spaces
forget false dreams temporal credit card bliss
this for you I fear I fear
please my friend do not go there!
poem by Terence George Craddock
Submitted by Poetry Lover
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They're pushing credit cards. They don't take Visa, but they do take American Express, or they don't take this one, but they take that one, or you'd better bring this one, or if you forget who you are, look on your credit card; it will be there.
quote by Bill Janklow
Submitted by Lucian Velea
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Dollars and sense
Financially the world’s a mess.
The reason why not hard to guess.
A credit based economy
will always lack stability.
Advancing cash too easily
may rapidly increase your take
but in the end it’s a mistake.
A nightmare from which you cannot wake,
leading to sorrow and heartache.
For people who have overspent
money far too easily lent
by bankers who had one intent.
To profit from your borrowing.
My final comment cash is king.
23-Apr-08
poem by Ivor Or Ivor.e Hogg
Submitted by Poetry Lover
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Explain
Explain...
If one with 'good' credit,
Is still paying on debts.
Why is one without any debts at all,
Considered a credit risk?
Or can not achieve a credit rating!
And the one with debts...
Is pursued to go even further in it?
Or at best,
Has a low credit standing!
BUT...
Can achieve even 'more' credit,
IF debts are kept at a minimal amount!
Explain...
The one who can not make a bill payment at all,
Is sought to make 'arrangements'!
And 'this' is a way of life that's loved?
Leaving those unemployed who lose benefits,
To lower unemployment statistics...
Even though they can not find jobs!
And those hopping the fence illegally,
Without documentation
No vested interest.
No signs of reading, writing, speaking
OR understanding the language...
Are offered retirement packages,
WITH health coverage!
And they wonder 'why' wild animals
Are leaving the forest in droves!
Many are seen escorting their young,
To soften the hardest of hearts!
'Look...
There's a wolf attacking our pet dog,
In the backyard!
But...
Aren't those eyes just adorable? '
Explain!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Isn't That A Contradiction?
What ARE you saying?
Because I do not pay my debts...
I am NOT patriotic?
Isn't that a contradiction?
My debts are not only proof,
That I am a patron of 'patriotism'.
With debts as my evidence.
But I am a veteran of the philosophy as well.
Take your accusations elsewhere.
Or at least give credit where credit is due.
I...
Am entitled!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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I’ve Tried
There is nothing left to do or say
I’ve done my best in every way.
I've tried to live as a decent man
and be as honourable, as I can.
I’ve tried to be honest in all I do,
be loyal and unreservedly true.
I've worked relentlessly all my life
and put up with an unfaithful wife.
I had plenty of ambition as a younger man,
but doors never opened the way they can.
Somehow the sun didn't shine down on me,
wrong time and place, wasn't meant to be.
According to her, I never earned enough,
which made her social life very tough.
Clothes, shoes, hair, and beauty creams
were most important, and not extreme.
With me rarely having anything new to wear,
I managed with second hand or charity fair.
A night out for me; there was no chance of that;
she had the nights out whilst I baby sat.
My children's education lacked full support
because of their mother's selfish thoughts.
She managed to amass huge credit card debts
and this couldn’t be under the carpet swept.
The bailiffs came in and emptied the home,
power was cut off, with the water and phone.
My father-in-law said our debts he would pay
if she destroyed the credit cards right away.
She promised and lied, and life got worse,
and still there was nothing in her purse.
Credit cards again became her magic wand,
debts grew higher, and way beyond.
I worked all the hours that heaven sent,
but the more I earned the more she spent.
I was trapped in a circle of torment and pain,
and felt my inadequacies were to blame.
A sure way out would be the insurance money
if I actually went missing at sea...
Tomorrow I'll go to work in the usual way
and catch the boat from Dover to Calais
poem by Orlando Belo
Submitted by Poetry Lover
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Full Faith and Credit
Don’t you find it rather odd
that Ben Bernanke acts like God?
When banksters come in need of cash
Ex Nihilo he creates a $ta$h.
No mere bald bureaucrat is he!
His is a Divine decree.
With bold keystrokes, Almighty Ben
takes from me to give to them.
There are examples from the past
when Noble twits debased the cash.
They mixed base metals with the Gold-
But Ben makes dollars you can fold.
Not backed by silver nor by Gold
That’s “Faith” and “Credit” that you hold.
It cramps his style to ask for metal
When Ben goes and floors the pedal..
By Keystrokes and the printing press
Ben claims he can forgive our debts.
“If China will no longer loan-
“To hell with them, I’ll print my own.”
poem by John F. McCullagh
Submitted by Poetry Lover
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I'd Rather
I’d rather have wealth that is not too much
Than to be truly rich who can’t sleep at night
I’d rather have one best friend who stayed
Than to have many and left betrayed
I’d rather own simple things and have a humble life
Than to be luxurious but drowned in debts and credit cards
I’d rather be who I am and feel lucky
Than to be pretty through cosmetic surgery
I’d rather be a well-guided child
Than to be old but can’t be a guide
I’d rather be all alone and right
Than to be with them with no peace at heart
I’d rather try yet get no fame
Than to do nothing because of shame
poem by Rose de Ramar
Submitted by Poetry Lover
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The Arrangement
You could have been more
Than a name on the door
On the thirty-third floor in the air
More than a credit card
Swimming pool in the backyard
While you still have the time
You could get away and find
A better life, you know the grind is so ungrateful
Racing cars, whisky bars
No one cares who you really are
Youre the keeper of the cards
Yes I know it gets hard
Keeping the wheels turning
And the wife she keeps the keys
She is so pleased to be
A part of the arrangement
You could have been more
Than a name on the door
On the thirty-third floor in the air
More than a consumer
Lying in some roam trying to die
More than a credit card
Swimming pool in the backyard
You could have been more than a name on the door
You could have been more than a name on the door
You could have been more
You could have been more
You could have been more
song performed by by Joni Mitchell
Submitted by Lucian Velea
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Credit card companies pay college students generously to stand outside dining halls, dorms, and academic buildings and encourage their fellow students to apply for credit cards.
quote by Louise Slaughter
Submitted by Lucian Velea
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031310 That's Lo-jack Too
on the other side is a blockbuster movie
at this time of afternoon line could be long
some smart guys from somewhere change
that tone, you can rent movie for dollar a day
swipe your card pick whatever you want to see
to return is just easy, deal with machine not lady
i'm waiting for my card embedded in my thumb
so i won't carry id's, credit card nor driver's license
key to my car and house just press 'em, you pass
they have to cut it out from me, wait they can hack
hat would be painful, i can't imagine it could have
another smart guy would come around thumb decipher
but then they know where i would be, that's lo-jack too
even my boss know i'm not at work, where i should be
they will have self locking turn-styles, until police will arrive
they can deactivate you so you can't start your car
hmmm... i have no more life of my own, i rather be free
carry all those cards, keys and whatever i wanted to be
poem by Manonton Dalan
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Social Insecurity
Strapped Seniors use credit cards ‘stead of cash
To stay afloat, after losing their stocks n’ bonds
Yet more victims of another Wall Street crash
“Let them eat cake” is what the Fed responds
ROTMS
From Reuters Article 10/23/2010
Retired and broke: Why retirees are declaring bankruptcy
For more and more seniors, retirement doesn’t mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bankruptcy, according to a recent study by John Pottow, professor of law at the University of Michigan Law School.
Those aged 65 and older represented seven percent of bankruptcy filers in 2007, a mind-boggling jump from 1991. They are the “fastest-growing age demographic, ” according to Pottow’s study.
What’s the culprit for so much debt? Credit cards. Two-thirds of Americans who filed for bankruptcy said credit cards were the key reason for their financial problems, according to Pottow’s research. Besides having more credit card debt compared with younger bankruptcy filers,44.8 percent of those aged 65 and older also had more plastic in their wallets. “They’re using credit cards as a maladaptive coping mechanism, ” Pottow says.
Stephanie Osterland, a supervisor in the bankruptcy department at GreenPath debt solutions, sees an increasing number of seniors living beyond their means. Says Osterland: “They’re just trying to live off of a fixed income, and that’s usually Social Security. Maybe they have a small pension. We find they’ve used credit cards to supplement that income and expenses or they just end up getting into a lot of medical debt.”
In addition to escalating medical expenses, seniors have seen their portfolios hit hard by the lagging stock market. Carolyn Rodi of Saving Your American Dream says those considering bankruptcy should see a credit counselor at a non-profit organization to get their finances in order.
Credit counselors, such as those at GreenPath, help the elderly deal with a stressful situation. “We try to help them focus on what it’s going to look like” after they get out of debt, Osterland says.
Rodi also recommends that potential bankruptcy filers seek out pro-bono legal aid. “There are a lot of elderly people that are being taken advantage of by bankruptcy attorneys and mortgage brokers who are advising them improperly to pay for the bankruptcy, take out a reverse mortgage or to do things that aren’t in their best interest, ” she says. ”If you have no income, why should you borrow to pay someone when you can get free legal aid? ”
What are the chances of a senior paying off his or her debts? It’s difficult to determine, especially because seniors tend to be on a fixed income. And while finding a job — such as a WalMart greeter — seems like a viable option, it is not necessarily feasible for all seniors to work.
In addition, whether or not a person declares Chapter 7 (which involves the liquidation of one’s assets) or Chapter 13 (which allows debt restructuring) bankruptcy can be a significant factor in determining what one’s lifestyle will be. “If you have to file for Chapter 7 bankruptcy, you may be able to find affordable housing that allows you to just get by, ” says Rodi. “Chapter 13 lets you keep your house and doesn’t touch your retirement savings.”
Regardless, filing for bankruptcy is very stressful for anyone. “A lot of our clients in that post-retirement age have a hard time coming to grips with their situation, ” Osterland says. “It’s very emotional for them. We try to focus on the future and see if this debt can be lifted off their shoulders.”
poem by Ray Lucero
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On A Mission
Through the shopping Arcades
full of various trades.
Folk go on a mission
with just one ambition.
To find some great bargains
within some tight margins.
Funds are in a low state,
makes the poor heart deflate.
No designer labels
laid out on ‘posh’ tables,
will attract them to buy,
when the price is too high.
Window glancing today,
at what’s put on display.
Credit cards, they are bad.
Build arrears, so sad.
Save enough, pay your way.
Best advice to convey.
A much happier you,
when you’ve paid what is due.
What you’ve bought is now yours,
no account at the stores.
Why be saddled with debts,
loaded down with regrets.
If you reserve your cash,
don’t go spending slapdash.
Then the sum will be good,
to spend just as you would
For there’s offers out there,
on clothes ready to wear.
poem by Ernestine Northover
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If
[Intro - Nelly]
Dirty E N T
We All We Got
StarTracks on the G-M-B
[Verse 1]
I'm not the man sittin' next to the man
But I'm the man sittin' wonderin if I'ma ever see you again
If imma ever get the chance to hug and squeeze you again...
I swear never leave you again
You ain't gotta worry bout it (Woo)
Dirty is simple man
I run up on you, "man and all", I ain't no minute man
A G-4 headin' straight for Switzerland
Or independent 8-Mile down to Michigan
She so sit (man) an S-T-L Hottie
Apple bottom demin
The flyest thang in the party
Baby last could it be Mo-Lotte?
Got mo' back than she got body (Eh!)
Fall back, get 'Cris and drin' it up
Tomorrow hit the mall
And 'Cris you d-it up
Credit card to the max
Come Back!
I re. it up
If I'm movin' too fast fo' ya
Hurry to speed it up
Or ease up, whichever one you prefer
The yellow diamonds or the whites
Whichever one you prefer
Cali we do the drop
New York we do the furr
East Coast West Coast whichever one you prefer!
[Chorus]
(If I could...)
Take you...
Around the world...
(Take you around that w-orld
Then shorty would you be my girl...)
Hey
(Would you be my?)
Buy you cars (Woo), credit cards (Woo)
Big jewelry with diamonds, girl
(Would you still be my girl?)
Hey
(Would you be my?)
[Verse 2]
No NBA but I can handle rock
I'm a different kindda' balla' baby, feel or not (Feel or not)
Yea I'm a playa' and I crush a lot
I also puff a lot
But I'll stop if you fuss a lot
Err-thing I done done you ain't satisfied
And you don't wanna' answer to my "Who's?" and my "Why's?" (Eh)
Just loan me back my keys to my CL55
Better hurry the bus leave at 7:55 (55)
WE OFF THAT
Take you to the field, ma
Let you ride horse back
Yea I'm 50 miles from the arch and all that
But from the bedroom, balcony, you can see all that
I can see you pointin' now like
"What do you call that?"
Got all these damn cars
"Where the hell do ya' park at?"
We used to ask "What it cost?"
Now it ain't no more a'that
I made it so ya' own mama call ya "It's all crap"
[Chorus]
(If I could...)
Take you...
Around the world...
(Take you around that w-orld
Then shorty would you be my girl...)
Hey
(Would you be my?)
Buy you cars (Woo), credit cards (Woo)
Big jewelry with diamonds, girl
(Would you still be my girl?)
Hey
(Would you be my?)
[Verse 3]
Take you (take you)
Girl if I couldn't
Take you (take you)
If I couldn't
Take you around the world
Tell me would you still be my girl?
If I couldn't
Take you (take you)
No way to
Take you (take you)
Girl if I couldn't
Take you around the world
Tell me would you still be my girl?
[Chorus - Repeat until fade out]
(If I could...)
Take you...
Around the world...
(Take you around that w-orld
Then shorty would you be my girl...)
Hey
(Would you be my?)
Buy you cars (Woo), credit cards (Woo)
Big jewelry with diamonds, girl
(Would you still be my girl?)
Hey
(Would you be my?)
song performed by by Nelly
Submitted by Lucian Velea
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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli
Submitted by Lucian Velea
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No Cash. No Hash
Bad credit?
I wouldn't have applied for credit at all...
If I could afford what i wanted.
Whether good or bad,
I have never had a grocery store...
Foreclose on my eating habits.
And even though the subject may seem ridiculous,
It's like this...
If I don't have the cash,
No eggs with hash splashed with a dash of catsup...
Will I taste to nibble, sniff or eat.
Try shopping for food,
With all resources depleted.
No cash.
No hash.
Whether credit is good, sad, bad...
Or just nonexistent.
A signature with a promised I.O.U.
Will not do.
Even in the best of times!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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Endangered Species
When I wanted a credit card...
I was denied it.
Not qualified.
I was told no one would touch me!
Today...
Since I do not want a credit card.
And live within my fixed and bolted down budget...
I am bombarded.
Through the email.
My regular home mail.
Telephone calls.
Even those passing flyers on the street:
'We Can Have You Financed...
Before Your Next Breath Is Taken! '
Of course I exaggerate...
But those refusing credit today,
Are at risk!
It's like becoming an endangered species.
And to say 'NO! '
That is truly unpatriotic.
Today?
Not to be deep in depth,
Is Un-American!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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For Wishes of Good Credit
For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.
And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!
poem by Lawrence S. Pertillar
Submitted by Poetry Lover
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