No Cash. No Hash
Bad credit?
I wouldn't have applied for credit at all...
If I could afford what i wanted.
Whether good or bad,
I have never had a grocery store...
Foreclose on my eating habits.
And even though the subject may seem ridiculous,
It's like this...
If I don't have the cash,
No eggs with hash splashed with a dash of catsup...
Will I taste to nibble, sniff or eat.
Try shopping for food,
With all resources depleted.
No cash.
No hash.
Whether credit is good, sad, bad...
Or just nonexistent.
A signature with a promised I.O.U.
Will not do.
Even in the best of times!
poem by Lawrence S. Pertillar

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For Wishes of Good Credit
For wishes of good credit...
Should be the least of one's concern.
Good credit against an admitted deficit,
Seems less meaningful and senseless...
If debts unpaid go uncollected.
And if one with good credit,
Is employed and fears.
How can one expect it to be kept good...
If the threat of joblessness,
Approaches.
And repossessions draw near!
poem by Lawrence S. Pertillar

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Heat
When the rats are running
And the boys are gunning
For heads on a tin plate ---
You can hear the footfall
Softly in the back yard.
And the black jack is called
Face up on the last card.
Youd better call your witness
In your dirty business.
Trop tard sera le cri.
Better run while you can ---
Better set the tall sail.
Better make deep cover
Before the boys have you nailed.
Theres just one chance to get away ---
Ill catch up with you another day.
Ill close my eyes and count to ten
And come right after you again.
Grab your credit cards ---
Cash in on your resources.
Take your passport from the drawer,
Dont stop to change the horses.
Get out of the heat.
Now can you feel the pressure?
Have you got the measure
Of being a wanted man?
Cold drink in your hand ---
Hot sweat on your brow.
And theres no understanding
Going to help you now.
Grab your credit cards ---
Cash in on your resources.
Take your passport from the drawer,
Dont stop to change the horses.
Notify all parties
Of an earlier vacation.
No use trying to board the train
After its left the station.
Get out of the heat.
song performed by by Jethro Tull

Submitted by Lucian Velea
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Cash On The Barrelhead
I got in a little trouble at the county seat
Lord, they put me in the jailhouse
For loafing on the street
Well, the judge said guilty
He made his point
He said fourty-five dollars
Or thirty days in the joint
Thatll be cash on the barrelhead, hun
You can take your choice
Youre twenty-one
No money down
No credit plan
No time to chase you
Cause Im a busy man
I found a telephone number on a laundry slip
I had a good, hardy jailor
With a six gun hip
He let me call long distance
She said, number, please
And just as soon as I told her
She shouted back at me
Said thatll be cash on the barrelhead, hun
Not part, not half
But the entire sum
No money down
No credit line
Cause a little boy tells me
Youre the travelin kind
Thirty days in the jailhouse
Four days on the road
I was feelin mighty hungry
My feet, a heavy load
I saw a greyhound comin
Stuck out my thumb
As soon as I was seated
The driver caught my arm
Said thatll be cash on the barrelhead, hun
This old, grey dog gets paid to run
When the engine starts
And the wheels will roll
Give me cash on the barrelhead
I take ya down the road
Ohh, cash on the barrelhead
I take you down the road
song performed by by Dolly Parton

Submitted by Lucian Velea
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The Shopping Trolley Man
Every day for eight hours or maybe more
He walks up and down through the car park by the big food store
On the lookout for unreturned shopping trolleys for each one he returns a dollar is his pay
The most he might earn would be thirty dollars a day.
An ageing man of three score and ten maybe
By the big food store he is one you always see
To supplement his pension the unreturned trolleys he takes back
Despite his age in the will to work he does not lack.
His given name i do believe is Stan
But all of the locals know him as 'the shopping trolley man'
Tall and slightly stooped with gray beard and silver hair
Out of what he does he will never become a millionaire.
For the effort he puts in so little is his gain
He is there every day in sunshine or in rain
Yet one might say he's a hardy old boy
And what he does he does seem to enjoy.
To his toilsome task he remains ever true
And credit him since credit he is due
For each unreturned trolley he returns a dollar he is paid
Than this there's easier money by far to be made.
poem by Francis Duggan

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Cash In Your Face
You just could not know how long we tried
To see how this building looks inside
This must be a lucky day for me
Because the sign says theres a vacancy
Look I know you came a long way
But you made it just too late
So we had to give it to somebody else
Well I talked to you on the phone less than fifteen minutes ago
And you told me that it was cool
I graduated from howard u.
My job is paying good money too
And if you check on my resume
Youll find they all wanted me to stay
Well I cant take the time out
To check your credit card
cause the computer just broke down today
Well Ill stop by here tomorrow to complete our interview
But I know what youre gonna say
I know what your bottomline is
You might have the cash but you
Can...not cash in your face
We dont want you living in here
Say you might have the cash but you
Can...not cash in your face
We dont want your kind living in here
Too-oo, too-oo too bad,
Too-oo, too-oo too sad
Our first child is due here any day
Thats why were desperate for a place to stay
The location is so perfect too
So please try to do what you can do
Well in this apartment complex no children are allowed
And if you told me that I could have saved you alot of time
Well I thought the bill was passed that said you could not discriminate
But I know some excuse youll find
Because your bottom line is
You might have the cash but you
Can...not cash in your face
We dont want you living in here
Say you might have the cash but you
Can...not cash in your face
We dont want your kind living in here
Aye, you might be a great doctor
You might be a great lawyer
You might possess the key to the city
Or maybe a politician
You might have the cash but you
Can...not cash in your face
We dont want you living in here
Say you might have the cash but you
Can...not cash in your face
We dont want your kind living in here
song performed by by Stevie Wonder

Submitted by Lucian Velea
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The good have no place
The one who seems good
Gets credit more than
The one really good.
The one really good
Is left well behind
The one who is bad
In getting credit.
This is the world where
Merits have no place.
The good find pleasure
In cursing themselves.
18.08.2008
poem by Rm. Shanmugam Chettiar

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Credit In The Straight World
And I will awake
Your highness- Im so high I cannot walk
And I will awake
You cripple, you take away my time, my peace, my empathy
No babies sleep on atrophy
Your unborn love and fetals dree
My bitter [ ] legless caress
Go for credit in the straight world
Look a dealer in the eye
Go for credit in the real world, wont you try?
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world you will die
Its the credit in the straight world
Leave your money when you die
Lots of credit in the straight world gets you high
I got some credit in the straight world
I lost a leg, I lost an eye
Go for credit in the real world, you will die
song performed by by Hole

Submitted by Lucian Velea
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More Arrogant Than Necessary
Remember a few years ago,
When folks 'with' good credit...
Use to brag about the number of cards,
They had.
'I have all the major ones!
And you? '
None!
'None? Well...
I pride myself on maintaining good credit! '
I'm a true American.
Destined to have bad credit...
I guess!
And 'today' my bad credit prevented me,
From getting a credit card.
I did have one many years ago.
I never used it and was still stuck with a bill.
Charging me fees for 'non-use'.
Oh yes!
Now I've heard...
Not only have some folks experienced,
Tripled interests rates.
They are charged an additional fee...
IF less than two items are purchased in a single month.
AND...'if' the bank is not paid for those purchases,
Within thirty days...
That's another fee!
Years ago I frequented a store called Nellie's
On Canton Street in Hartford.
I was a kid.
Grown...
But a child nonetheless.
It was rare for me to have money.
But I ended up in Nellie's talking with her.
And she'd give me a lollipop.
I was a child using my charm to the max.
One day I licked on a lollipop...
And Ms Nellie said, 'Two for Five cents.'
'I ain't got no five cents, Ms Nellie! '
~That's your last lollipop! ~
Where are they?
What have we done to those teachers?
Who stuck by a decision to feed addicting greed to folks?
Especially to the ones who ain't got no cash.
Or none laying around in a bank.
If 'they' did 'they' would not be closing them!
I demanded my account closed years ago.
And took all of my twenty dollars out!
The manager had stated...
I was 'acting' more arrogant than necessary.
'Excuse me?
Close my account! Now.
And that will be in 'twenty' one dollar bills...
Thank you! '
They are using 'my' money?
And pushing 'me' around like that?
I...don't think so!
I'm glad I did that earlier.
The thought of standing in a line,
'Waiting' to see if my life's savings are safe...
I don't have the patience anymore to do!
poem by Lawrence S. Pertillar

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Until Again The Gloss Wears Off
Money motivators,
Chase it as if craved.
With only one thing on their minds...
How to keep sentimentally kept teasured clutter,
With an updated sameness.
That maintains a 'living within their means mentality'.
This affords them an opportunity,
To activate a rearrangement of a thought process...
That tolerates new complaints!
Until again the gloss wears off.
No matter what the hidden cost,
That comes to satisfy...
Within unchanged limitations.
And a credit score that is boasted about,
Among friends.
'I do not want 'anything'...
Absolutely nothing,
To affect my good credit rating.
I find it is advantageous,
However...
To only use any of my credit cards,
Only while out shopping to purchase bargains!
And I've got a houseful of those.'
poem by Lawrence S. Pertillar

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Shop, she shops!
Once she constantly smiled
Bought cloths and jewelry that gave her style
Shop, shop, shop
She shopped till she dropped
Shop, shop, shop
She just could not seem to stop
Her credit was on top
Her spending way rocket up
She paid with cash or credit card
This Lady was absolutely shopping mad
Shoping malls!
Markets stalls!
Shoes, clothing, and handbags she bought all year long
Spend, spend and spend daily was her beloved song
Shop, shop, shop
She now shops like a flop
Shop, shop, shop
This lady has now put a stop
Today is different shopping expedition
This time spending with supervision
No more that crazy spending addiction
Her credit card is cut
Her goods seized, the whole lot
Today she spends, her pockets hurt!
She has become street wise
Haggling with each price
She has become precise
About what she needs and not what is nice
Shop, shop, shop
She shops like a flop
Shop, shop, shop
Her spending has taken a big drop!
This lady has now put a stop to shop!
Copyright 2006 - Sylvia Chidi
poem by Sylvia Chidi

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Now between '45 and '48, things would change enormously, 'cos we'd had credit in United States, credit from the Bank of America, credit from the Import-Export Bank and people had started working again.
quote by Gianni Agnelli

Submitted by Lucian Velea
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Credit Crunch Blues
Well i woke up this morning
I swear the sun just wouldn't shine
When the day took to dawning
My woman laid it on the line
'Ain't buying you no more whiskey'
And you ain't buying no more time.
I got the credit crunch blues
I'm gonna blow the bank away
I got the credit crunch blues
I'm gonna say my piece today
I gave you all my money
You gone and turned your head away.
Well I'm hiding from the rent man
There ain't a bill that i can pay
I'll be living in a tent man
I hardly eat from day to day
Some pig give me the swine flu honey
The 'doc' he said 'just stay away'.
I got the credit crunch blues
The man he say he got no work
I got the credit crunch blues
A weaker man would steal or shirk
But i just pray to Jesus
'Lord send it down for one more jerk'
Yeah i got the credit crunch blues
I'm gonna blow that bank away
I got the credit crunch blues
I'm gonna use my 'piece' today
You city boys took my money
Now sure as hell you're gonna pay!
-Oh yeah.
poem by Kevin East

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Enemy
I owe no man, no man owes me
Exactly as it ought to be.
I pay hard cash for what I buy.
There is a simple reason why.
I will not pay expensively
for things I buy impulsively.
I do not need the latest style
I find that if I wait a while.
That fashion change and prices fall
I can resist the siren call.
Of T.V. adverts telling me
that I can have all that I see.
By spending on my credit card,
but I am always on my guard.
I have no debts that worry me
at nights I can sleep peacefully.
Your credit cards an enemy
although it claims to be friendly
I know it is convenient
It’s too easy to get overspent,
25-Apr-08
poem by Ivor Or Ivor.e Hogg

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Fresh Debt Offerings
Yes...
My credit is bad.
It has been for a long time.
But guess what?
Even though I didn't start that trend...
I now feel more American and patriotic than ever!
My credit has been bad for so long...
It has become good with fresh debt offerings!
Visa and Mastercards with applications sent.
With approval guaranteed...
If I should call within 24 hours.
Yes!
Whether or not I am penniless.
And at one time I felt ostracized,
Because I had no credit at all!
And today I've become embraced,
As a true American.
After more than 400 years!
And many stolen inventions.
poem by Lawrence S. Pertillar

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In Any Language You Would Like It Received
What did you expect to get from me?
Visions of raInbows and lollipops?
Hmmm?
You have effectively lived the life,
Of greed and deceit...
Long passed its deadline.
My hand is not extended to shake yours.
My services require cash!
And more than deserving of it,
I am.
You can no longer squeeze sweet tasting juices,
With delayed promises to pay...
On the 'appearance' of your good credit.
Or delusions of once having it.
And you don't get it!
With or without your bragging...
Your signature here means nothing.
And...
To ease your concerns,
There are interpreters here...
To deliver that message in any language,
You would like it received.
That's how accomodating I have learned to be.
poem by Lawrence S. Pertillar

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Credits and discredits
To love back one who loves you
Is not a credit that you deserve.
It is a debt cleared.
To love one who doesn’t love you
Is not a credit that you deserve.
It is your investment.
To love one on sexual ground
Is not a credit that you deserve.
It is to feed your hunger.
Though you deserve no credit,
If you don’t employ such loves
You will get discredits.
27.02.2010
poem by Rm. Shanmugam Chettiar

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Credit Crunch Punch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
Take a look at the whole financial bunch
Stock brokers make money on just a keypunch
Millionaires overspend on exquisite lunches
Those in poverty get the credit crunch punch
While many in this world cannot afford brunch
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
With Governments pumping billions into bank
As Banks claim to have an empty money tank
Everyone moans about previous inadequate loans
But the inevitable can no longer be postponed
I had a hunch about the credit crunch
Now it is making an unusual loud scrunch
As we all have to face the credit crunch punch
Coypright 2008 - Sylvia Chidi
poem by Sylvia Chidi

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It is only the poor who pay cash, and that not from virtue, but because they are refused credit.
quote by Anatole France

Submitted by Lucian Velea
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Winning At The Game Of Monopoly
May I ask a question?
'Sure.'
Will my good credit rating,
Allow me to borrow more money?
Well
Look at it this way.
Think of yourself as winning,
At the game of 'Monopoly'.
'Okay.
But any money I win isn't real.'
Think of taking those winnings,
To a bank.
'But I will be laughed at.'
And
Your point is what?
What do you think your good credit rating,
Is going to return?
poem by Lawrence S. Pertillar

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Mute claimants
The child underwent kindergarten.
The teacher and the parents took credit.
The growth of the brain was a mute claimant.
The stiff cough was at last cured.
The syrup and the pills took the credit.
The white corpuscles were the mute claimants.
She was sexy to men around.
Her make up and costumes took the credit.
Her Oestrogen was the mute claimant.
He was in the heart of many women.
His purse and muscles took the credit.
His testosterone was the mute claimant.
Histories are woven by false threading
08.03.2009
poem by Rm. Shanmugam Chettiar

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