Ending up-front fees should make it far easier for all students to go to university as they will no longer have to pay up to /1,125 out of their loans at the start of each year. Student loans will also rise to meet average living costs.
quote by Anne Campbell
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Crippled by Knowledge
The wayward way of thinking has always been: “Son, I want you to go to college, graduate with a degree so you will have the education to secure a well-paying job. You know back in my day, I was able to go to college, so I want to make sure you have every opportunity to! ”
The inevitable downfall: The rise in college tuition, along with the decrease in federal aid for working middle class families’, students and their parents are placed under enormous pressure in paying back mass amounts of student loan debt.
The vicious cycles remains: Parents could not afford college for themselves ' Parents want better for their kids ' Parents struggle daily and sacrifice their home, their livelihood to ensure their child will have the opportunity at a college education ' Casting a dark cloud over the excitement of their child’s graduation - Four years in a state school and one bachelors degree later ' Parents are faced with a $500 a month student loan payment ' Their son will begin paying on his portion of the loan next month.
The pleasures in being a working middle class family in today’s society. Parents who in the course of hard work and determination established careers with little to no higher education, providing and making the ends meet. Nevertheless, no tuition grants or federal aid for their hopeful first generation college student. “Son, we make too much money for you to qualify for grants. I know who would think a daily struggle is equivalent to making too much money. It is simply loans for us, and I'm not sure we can afford the $568 a month payment. I guess we will manage like we always have. I sure didn't foresee this worry and grief when I just wanted better for you.'
His son, an elementary school teacher in a low-socioeconomic urban school district has hopes that each and every child in his classroom will have the opportunity to pursue higher education. Thoughts of his monthly struggle on a state teacher’s salary to make ends meet and pay back his student loans, escape him every time he walks into the classroom full of young minds craving to learn.
The children we raise and educate today are the minds that will drive our society into the 21-century. Must you realize you are sacrificing the well-being our nation and placing the future of our society in jeopardy to only have history repeat itself. Senators, congressmen, lawyers and lobbyists almost certainly would not have had the opportunity to be where they are now without the support and devotion of their underpaid and overworked school teachers. Everyday leaders such as school teachers and their hard working families do not deserve the crippling burden of outrageous monthly student loan payments when the end goal is to simply further their education in order to influence and guide the society that will lead our nation’s future.
If educators take a primary role in being the driving force behind a society of accountable well-informed people; I can only help to wonder if serving in our nation’s military can pay back student loans, why can’t serving in our nation’s classrooms pay back student loans.
© 2010 April Michelle
poem by April Michelle
Submitted by Poetry Lover
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Slouching towards Wiemar
Your impulses are generous, kind and pure-
But impose costs on us we cannot endure.
One point three trillion spent each year, tis said,
to keep our current poor in their own beds.
Americans face debt related worries
While social engineers break out new Mores.
Recent Grads despair of their careers
and student loans are going in arrears.
Priests, Teachers and the Boy Scouts, rank and file,
Apparently are staffed with pedophiles.
Socialism's great and life is sunny-
until you run out of other people's money.
poem by John F. McCullagh
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Even President Bush has cited the need to outlaw the practice of corporations making loans to their officers. Strangely enough, when the President was a corporate officer, he took out several loans from the company.
quote by Bennie Thompson
Submitted by Lucian Velea
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Poorer students take out larger loans and will have to contribute more to the cost of higher education.
quote by Anne Campbell
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I never had the high-paying job or the company car. It took me over a decade to pay off my student loans. I never had to worry about where to dock my yacht to reduce my taxes.
quote by Christine O'Donnell
Submitted by Lucian Velea
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Losing Patience
If one is the owner,
Of another's debt.
And that other one's life,
Has been enhanced by loans and credit,
Kept.
Who is more indebted?
The one who's lifestyle has been fed,
On the achievement of good credit ratings?
Or the one quietly...
Losing patience instead?
If one is the owner of another's debt.
And one of the two brags about a greatness kept.
While the other has sat patiently...
Listening to the boasting,
Of one exposing a pumped up chest!
Which one do you think eventually...
Will extend an upper hand?
And which one will admittedly,
Will express regret and on nothing to stand.
On which can be declared is theirs to own?
Not if one is accustomed to living indebted,
On borrowed finances another loans.
Which one do you 'think' will be left to moan?
poem by Lawrence S. Pertillar
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A Banker Who Smokes Weed
And...
May we have a drumroll please.
What ARE you doing?
'I am rolling.'
I said 'DRUMROLL' fool.
Not 'DUMB-ROLL'.
'Oh.'
And...
Drumro ll.
Thank you.
The winner of the race,
In the chase to acquire...
Is...
It seems we have a tie!
However...
Those who have lost seems to be,
The creditors who issued loans...
To the ones living in homes underwater.
And even with foreclosures...
Are asked to remain in them.
The winners?
The bankers and those who smoke weed,
Confessing today they are gay.
'But aren't they the ones who issued the loans? '
Well...in a way,
You are correct.
However...
If you are a banker who smokes weed,
You can lose billions to pocket.
And then make claims you can't remember it.
To snack on bunches of munchies openly,
And with legal support for such actions.
'Are we all insane? '
Only those without a medical prescription.
And holding out with hopes of a return back to normalcy.
poem by Lawrence S. Pertillar
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British Conservative Government Provokes Punters
British conservative government rises to power
on band wagon promise to abolish university fees
now with stiff upper lip their punters are stiffed
betrayal is rabid 300 percent rise in university fees
a policy like giving new home owners a free front door
then smiling innocently as you steal their castle houses
bring down clowns as fraud squad removes government
real clowns are dedicated professionals aiming to please
putting in hundreds of hours of dedication to get act right
Copyright © Terence George Craddock
Written in November 2010 on the 11.11.2010.
poem by Terence George Craddock
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My Father Is Always In Debt
My father has to pay all the bills,
This is done gladly by his own will.
Bills are for the house mortgage,
To have a decent shelter for our sake.
Electricity, gas, water bills are enormous indeed,
Which are really basic human need.
Another really huge is a burden of our school fees,
Education nowaday is expensive, but not for free.
My report card with 'A' makes him happy with a glee,
So my father pays them without any hesitation,
Looking forward to the day of our graduation.
For us to climb higher in social rank,
To this expectation his heart never sank.
Food and clothings are no more cheap,
Sometimes upon him, a debt will be heaped,
Causing very difficult to make both ends meet.
He prays for us to be healthy,
In case of illness, extra money must be spent plenty.
He patiently endures the pinches of poverty,
Only our hard work in education would bring him out ot this tragedy.
Though the saying is 'Money cannot make everything.'
He knows it can make a lot of things.
O, Dad, don't worry, when I start to work,
Your burden is going to be stopped.
For the loans, I am going to repay,
So that you will have a happy and easy day.
Taking Big Bird away from our five year olds, lunch money away from our ten year olds, job training programs away from our fifteen year olds, and college loans away from our twenty year olds is a disgrace.
quote by John Murray
Submitted by Lucian Velea
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Average Guy
I aint no christian or no born again saint
I aint no cowboy or marxist d.a.
I aint no criminal or reverend cripple from the right
I am just your average guy, trying to do whats right
Im just your average guy
An average guy
I am just your average guy
Im just an average guy
Average guy, Im just your average guy
Im average looking and Im average inside
Im an average lover and I live in an average place
You wouldnt know me if you met me face to face
Im just your average guy
Average guy
Average guy
Im just an average guy
I worry about money and taxes and such
I worry that my livers big and it hurts to the touch
I worry about my health and bowels
And the crime waves in the street
Im really just your average guy
Trying to stand on his own two feet
Im just your average guy
Im just your average guy
Im just your average guy
Average guy
Average looks, average taste
Average height, an average waist
Average in everything I do
My temperature is 98.2
Im just your average guy
An average guy
Average guy
Im just an average guy
Average guy
Im just your average guy
Im just your average guy
Im just your average guy
Average
song performed by by Lou Reed
Submitted by Lucian Velea
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The shortage of student loans may require ... divestiture of certain sorts-stereo divestiture, automobile divestiture, three-weeks-at-the-beach divestiture.
quote by William John Bennett
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I have fought to protect those benefits that ensure better salaries for teachers across the Nation such as grants to pay off student loans and funding for Teach for America. Still, we must all do more to show our continued appreciation for our Nation's leading role models.
quote by Solomon Ortiz
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At a time when going to college has never been more important, it's never been more expensive, and our nation's families haven't been in this kind of financial duress since the great depression. And so what we have is just sort of a miraculous opportunity simply by stopping the subsidy to banks when we already have the risk of loans. We can plow those savings into our students. And we can make college dramatically more affordable, tens of billions of dollars over the next decade.
quote by Arnie Duncan
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As far as YU faculty and students are concerned, the love for Israel is very strong. Probably about three thousand of our graduates have settled in Israel. On average, every year 650 male and female students study in Israel for a minimum of one year.
quote by Norman Lamm
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Student Demonstration Time
Starting out with berkeley free speech
And later on at peoples park
The winds of change fanned into flames
Student demonstrations spark
Down to isla vista where police felt so harassed
They called the special riot squad of the l. a. county sheriff
Well theres a riot going on
Theres a riot going on
Theres a riot going on
Student demonstration time
The violence spread down south to where jackson state brothers
Learned not to say nasty things about southern policemens mothers
Nothing much was said about it and really next to nothing done
The pen is mightier than the sword, but no match for a gun
Well theres a riot going on
Theres a riot going on
Well theres a riot going on
cause its student demonstration time
America was stunned on may 4, 1970
When rally turned to riot up at kent state university
They said the students scared the guard
Though the troops were battle dressed
Four martyrs earned a new degree
The bachelor of bullets
I know were all fed up with useless wars and racial strife
But next time theres a riot, well, you best stay out of sight
Well theres a riot going on
Theres a riot going on
Well theres a riot going on
Student demonstration time
Stay away when theres a riot going on
Student demonstration
Stay away when theres a riot going on
Student demonstration
Stay away when theres a riot going on
Student demonstration
Stay away when theres a riot going on
Its student demonstration
Stay away when theres a riot going on
Student demonstration
Stay away when theres a riot going on
Student demonstration
Stay away when theres a riot going on
Its student demonstration
Stay away when theres a riot going on
Student demonstration
song performed by by Beach Boys
Submitted by Lucian Velea
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Advance Australia
Borrowin' over the water; I've seen it all before
Raisin' loans (said Old George Jones)
Was a trick we learned of yore.
Borrowin' over the water
In the old Australian way
Splash the cash an' cut a dash
An' leave the kids to pay.
Steel rails an' sausage skins, cotton goods an' fal-de-rals,
Drapery an' rollin'-stock an' pocket knives an' sich;
That was how we took it out
When we was but a growin' lout;
But sich-like habits calls for doubt
Now we are grown an' rich.
Borrowin' over the water for reproductive works
That ain't produced; sich habits used
To mark the crowd that shirks.
That's why we're heaped with taxes
In this sad year A.D.
Thro' the ancient tricks of politics
In borrowin' overseas.
Airyplanes an' motor-cars, guns an' bombs an' bayonits
The cash is here to buy the things an' meet the whole expense.
But seems we'll never mend our ways;
An' habits learned in olden days
Sticks hard; so we keep up the craze
An' borrow for defence.
Advance Australia! Pile the loans.
The kids'll pay (said Old George Jones).
poem by Clarence Michael James Stanislaus Dennis
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However, this President sees no problem eliminating funding for Perkins Loans in his budget, even though the cost of tuition is rising and will continue to rise as the administration's policies force inflation.
quote by Tim Bishop
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Just Imagine...............
Some of us look at the present state of this world
And wish things could be different
We imagine the way the world should be
We visualize and hypothesize - it is possible
Imagine the whole world speaking one language
Then, there will be no need for translators
Everybody will understand each other
no matter where they live on planet earth
One language will reduce racial discrimination
and facilitate movements across national borders
Just imagine the entire world using one currency
The need to convert dollars into yen will vanish
or ask – how many euros equals one renminbi
or wonder how many pesos equals one rupee
and speculate how many rands equal one riyal
All the folks in foreign exchange departments
will do something else in the financial market
apart from tracking the rise and fall of
money markets and its influence on stock markets
Just imagine the super rich taking more care
of the poor, the needy, and the unemployed
Then, the homeless will disappear from our roads
The beggars will vanish from our streets
An egalitarian society will be in the making
Just imagine free education at all levels
Then, everybody will be able to develop their
talents and natural endowments to the maximum
Scholars will not be burdened with heavy
student loans for the rest of their lives
They will think of better ways to improve the
society rather than think how to pay back loans
Do you feel all the above imaginations are mere dreams?
Who knows tomorrow! Some dreams have turned into reality
in our life-time. Please stay happy and be optimistic.
poem by Julius Babarinsa
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