A Banker's Prayer

Dear God,
Let our borrowers pay us back
We can take no more flack
We have to remain on track
Or face the inevitable sack
Governments, tax payers, citizens
You name them
They are watching us
With focussed eagle eyes
We are literally surrounded by spies

Any whiff about a distressed asset
Or a loan turning toxic
Even if it is only an empty rumour
Is enough to send our stocks south ward
And of course provide the usual fodder
For dinner time conversations
Which continue to dwell unendingly
On the familiar greed narrative

Bankers’ bonuses and compensation
Are believed to have been the cause
Of the recent financial crisis
Apparently we did deliberately
Court disaster by
Totally disregarding long term risk
Just to take home meatier pay packages
Dear God it this were really true
We would not be here now
Offering this fervent prayer to you

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What we're going to do is redouble our efforts on financial regulatory reform, because that has in it sensible things like say on pay, so at least the shareholders are minding the store, sensible things like saying, for heaven's sakes, compensation should be focused on - on long term, so that you don't have rewards for short-term risk-taking.

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Barclays Bank Tightened Its Belt

Barclays
Bank
tightened
its belt

only paid out
£3.4 billion
in staff bonuses
down 7.0 percent

compared
with 2009
we salute
severity

of Barclay’s
noble sacrifice
as bad debts
fell dramatically.

Barclays cut
its staff bonuses
in line with
a government

brokered deal?
Prime Minister
David Cameron's
official spokesman

rumoured
to have received
a nice back
hander

' declined
to comment
on Barclays'
remuneration,

telling reporters:
'Clearly, Barclays'
pay policy
is ultimately

a matter
for them
and their
board.' '

Thank God for
government-brokered
deal to clamp down
on excessive pay?

Sly Barclays' Bank
pulled the wool
over public eyes
played shell game.

Thimblerig, Three shells
and a pea quick follow
swift hidden bonuses.
How was sly money paid?

“Finance minister George
Osborne said total bonuses
paid to British-based staff
of the biggest banks would

be lower than last year
as part of Project Merlin,
brokered after weeks
of talks with the Conservative

-led coalition. '
Therefore how
did sneaky Barclays
increase bonuses?

Twas slight of hand
twas slight of hand
exclaimed shiny Bob
Diamond leading band.

Watch staff bonuses
down 7.0 percent
but yes yes yes yes
total pay rose a quarter

' as this included
payments deferred
during the global
financial crisis. '

' Explaining the cut
in Barclays' bonus pot,
Diamond said:
'We are committed

to demonstrating
that we are both
responsible in our
compensation

decisions and
practices and
that we take our
regulatory

obligations and
UK government
commitments
seriously. ' Really!

American Diamond
chief executive
of Barclay’s
is infamous in Britain

' for pocketing
huge bonuses
as head of
Barclays' highly

successful investment
banking division. '
Bobby Diamond pocketed
a 9 million pounds bonus?

I say average pay
at Barclays Capital
rose from £191,000
to £236,000; does

this not rather
made a 'mockery'
of the so-called
Project Merlin?

Poor staff only
£45,000 extra
read all about it
its true its true!

Twas British families
living on ten pound
a day I rue I rue I rue.
Mere £3,650 a year

I fear I fear for their
children living in
severe poverty oh dear.
Project Merlin

is Project Miracle
for fat cat bankers
lapping up all de
cream but David

Cameron canna see
past his nose canna
see big bonuses for
irresponsible bankers

fiddling file figures is
unacceptable immoral
in moral English society
poor anger will cad rub.


See also the poem ‘Diamond Barclays’ Bank’.

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Wish You Were Here

I sent you a postcard
Thought it would be funny
Would have sent a souvenir
But they took all my money
It's pretty warm down here but it ain't sunny
And I'm having a hell of a time, my dear
Wish you were here
I tried to call you
I tried to call you
Long distance operators that only stall you
Besides the damn rates are so high
They just appall you
And I'm having a hell of a time, my dear
Wish you were here
And I'm having a hell of a time, my dear
Wish you were here
It started out a nice vacation
Left the station right on time
Can't get a ticket to get me home, dear
They just don't have too many flights from twilight zone, dear
So don't forget to feed my cats
Spot and Jerome, dear
And I'm having a hell of a time, my dear
Wish you were here
Having a hell of a time, my dear
Wish you were here
Having a hell of a time, my dear
Wish you were here
Seeing all the sights here
I'm getting lonely
I'd show you all the film I took if they would only
Let me go home
Dear, sincerely
I'm having a hell of a time, my dear
Wish you were here
I'm having a hell of a time, my dear
Wish you were here
I'm having a hell of a time, my dear
Wish you were here
I'm having a hell of a time, my dear
Wish you were here
I'm having a hell of a time, my dear
Wish you were here
I'm having a hell of a time, my dear
Wish you were here

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Financial Crisis

Financial Crisis

We blame the bankers
What about us?
On the carousel of wealth
Caught in our own snare of greed
Merry-go-round to you

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Bosses are no more inevitable in state and local governments than dictators are in national governments. They will arise and prosper, nevertheless, if true believers of democracy - citizens devoted to the democratic ideals - do not constantly oppose them.

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Verses To John Tupper

DEAR Jack
Alack!
A few days back
I bound myself by oath to smack
My lips o'er sloshy tea, and attack
White, brown, or black
Bread, and vile jokes to crack,
This night with brutes whose knack
Would squeeze a pun in Syriac.
And for to—morrow, alack!
I have a model on my track,
So that I may not pack.
Of course I writhe upon the rack:
Though as to NATURE, Jack,
(Poor dear old hack!)
Touching sky, sun, stone, stick, and stack,
I guess I'm half a quack;
For whom ten lines of Browning whack
The whole of the Zodiac.
Nevertheless, alack!
Seeing this time I must send back
To Prince and Baron, Stephens and Jack
(Spec—cadav Rex, hic hæc hoc hac),
And to the Maniac,
The sack.
This much from D.G.R. (in black,
I.e., with coal—ash cloth—of—sack.)

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Back In Black (live 1981)

Back in black
I hit the sack
I've been too long I'm glad to be back [I bet you know I'm...]
Yes, I'm let loose
From the noose
That's kept me hanging about
I've been looking at the sky
'Cause it's gettin' me high
Forget the hearse 'cause I never die
I got nine lives
Cat's eyes
Abusin' every one of them and running wild
CHORUS:
'Cause I'm back
Yes, I'm back
Well, I'm back
Yes, I'm back
Well, I'm back, back
(Well) I'm back in black
Yes, I'm back in black
Back in the back
Of a Cadillac
Number one with a bullet, I'm a power pack
Yes, I'm in a bang
With a gang
They've got to catch me if they want me to hang
Cause I'm back on the track
And I'm beatin' the flack
Nobody's gonna get me on another rap
So look at me now
I'm just makin' my play
Don't try to push your luck, just get out of my way
CHORUS
Well, I'm back, Yes I'm back
Well, I'm back, Yes I'm back
Well, I'm back, back
Well I'm back in black
Yes I'm back in black
hooo yeah
Ohh yeah
Yes I am
Oooh yeah, yeah Oh yeah
Back in now
Well I'm back, I'm back
Back, I'm back
Back, I'm back
Back, I'm back
Back, I'm back
Back
Back in black
Yes I'm back in black
Out of the sight

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Back In Black

Back in black
I hit the sack
Ive been too long Im glad to be back [i bet you know im...]
Yes, Im let loose
From the noose
Thats kept me hanging about
Ive been looking at the sky
cause its gettin me high
Forget the hearse cause I never die
I got nine lives
Cats eyes
Abusin every one of them and running wild
Chorus:
cause Im back
Yes, Im back
Well, Im back
Yes, Im back
Well, Im back, back
(well) Im back in black
Yes, Im back in black
Back in the back
Of a cadillac
Number one with a bullet, Im a power pack
Yes, Im in a bang
With a gang
Theyve got to catch me if they want me to hang
Cause Im back on the track
And Im beatin the flack
Nobodys gonna get me on another rap
So look at me now
Im just makin my play
Dont try to push your luck, just get out of my way
Chorus
Well, Im back, yes Im back
Well, Im back, yes Im back
Well, Im back, back
Well Im back in black
Yes Im back in black
Hooo yeah
Ohh yeah
Yes I am
Oooh yeah, yeah oh yeah
Back in now
Well Im back, Im back
Back, Im back
Back, Im back
Back, Im back
Back, Im back
Back
Back in black
Yes Im back in black
Out of the sight

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G Twenty Governments Selected Victims

G Twenty governments
no job recovery policy
bail out bank debt cause
bail corruption banker case

British banker public misery
equals grand 20% British
youth discard unemployment
in Spain public sector workers

sit on privileges
minimum wage
fails to favour enjoy

G Twenty governments
deny poor workers fair wage
bankers stole GDP cake

leaving workers no crumbs
workers no rights to equality
no jobs future esteem utopia

no green policy
15% gain employment
2% of GNP equals

15% employment gain
2% less than bankers got
tax payers pay out banks

tax payers pay out privilege bank jobs
teachers nurses care givers sliced up
British pay cuts tightened target belts


GDP (abbreviation of) gross domestic product

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Dear Guardian Angel

Dear Guardian Angel
Thank you for watching over me
Dear Guardian Angel
You are oh so sweet

You protect me from the wrong
And lead me to the right
If I’m lost in the dark
You take me to the light

Dear Guardian Angel
Why do you care?
Dear Guardian Angel
Thank you for always being there

You take my hand
And wipe away my tears
You hold me close
And fight away my fears

Dear Guardian Angel
Please stay close to me
Dear Guardian Angel
Thank you, I know you’ll always believe

You watch me sleeping quietly
You caress my face lovingly
You brush my bangs out of my eyes
You give me sunny skies

Dear Guardian Angel
Can I make it up to you?
Dear Guardian Angel
Thank you for always being true

Guardian Angel
I thank you
Guardian Angel…
I thank you

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Dear Father

Anderson / squire
(originally released in 1970 as a single, not included on time and a word)
Here are the books
Of luke
You*ll need them
To open the seed
To see what goes on in the world
You*re in my mind
Catch the wind and hold on tight
To what we*ll find
And hear what goes on in the world
Here is all you see
Everything is made for you
From me
If there*s anything you*d like to say
That could help me in any way
Cause i*ve been waiting for so long for you to come along
Help me on that day
When you*d take over all the things heaven has made for you
Is there anything you think you should know?
Is there anything before I go?
Dear father, i*m hungry, i*m cold
Dear father, feeling terribly old
Dear father, I don*t think I can see
I*m not feeling good like I think I should
They*re on their own
Needing their face, a place
Hope....home
To see what goes on in the world
They*re who you need
To show them why they*re wrong
Oh why indeed
We need to go on in the world
Here is all you see
Everything is made for you
From me
If there*s any complication
That you*d like to talk over with me about
Cause i*ve been waiting for so long
For you to come along
We can work it all out
When you take over all the things heaven has made for you
Is there anything you think you should know
Is there anything before I go
Dear father, you must be putting me on
Dear father, cause most of their minds are gone
Dear father, they will not understand me
I*m not feeling good like I think I should
Dear father, can I give it a miss
Dear father, cause i*m not ready for this
Dear father, I don*t think I can see
I*m not feeling good like I think I should
Dear father, won*t you leave me alone
Dear father, won*t you to let me go home
Dear father, I don*t think I can see
Dear father, won*t they crucify me
Dear father, I just couldn*t do that
Dear father, cause that*s not where it*s at now (hey)

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Dear Father

Anderson / squire
(originally released in 1970 as a single, not included on time and a word)
Here are the books
Of luke
You*ll need them
To open the seed
To see what goes on in the world
You*re in my mind
Catch the wind and hold on tight
To what we*ll find
And hear what goes on in the world
Here is all you see
Everything is made for you
From me
If there*s anything you*d like to say
That could help me in any way
Cause i*ve been waiting for so long for you to come along
Help me on that day
When you*d take over all the things heaven has made for you
Is there anything you think you should know?
Is there anything before I go?
Dear father, i*m hungry, i*m cold
Dear father, feeling terribly old
Dear father, I don*t think I can see
I*m not feeling good like I think I should
They*re on their own
Needing their face, a place
Hope....home
To see what goes on in the world
They*re who you need
To show them why they*re wrong
Oh why indeed
We need to go on in the world
Here is all you see
Everything is made for you
From me
If there*s any complication
That you*d like to talk over with me about
Cause i*ve been waiting for so long
For you to come along
We can work it all out
When you take over all the things heaven has made for you
Is there anything you think you should know
Is there anything before I go
Dear father, you must be putting me on
Dear father, cause most of their minds are gone
Dear father, they will not understand me
I*m not feeling good like I think I should
Dear father, can I give it a miss
Dear father, cause i*m not ready for this
Dear father, I don*t think I can see
I*m not feeling good like I think I should
Dear father, won*t you leave me alone
Dear father, won*t you to let me go home
Dear father, I don*t think I can see
Dear father, won*t they crucify me
Dear father, I just couldn*t do that
Dear father, cause that*s not where it*s at now (hey)

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If He Were Alive Today, Mayhap, Mr. Morgan Would Sit on the Midget's Lap

"Beep-beep.
BANKERS TRUST AUTOMOBILE LOAN
You'll find a banker at Bankers Trust"
Advertisement in N.Y. Times

When comes my second childhood,
As to all men it must,
I want to be a banker
Like the banker at Bankers Trust.
I wouldn't ask to be president
Or even assistant veep,
I'd only ask for a kiddie car
And permission to go beep-beep.

The banker at Chase Manhattan,
He bids a polite Good-day;
The banker at Immigrant Savings
Cries Scusi! and Olé!
But I'd be a sleek Ferrari
Or perhaps a joggly jeep,
And scooting around at Bankers Trust,
Beep-beep, I'd go, beep-beep.

The trolley car used to say clang-clang
And the choo-choo said toot-toot,
But the beep of the banker at Bankers Trust
Is every bit as cute.
Miaow, says the cuddly kitten,
Baa, says the woolly sheep,
Oink, says the piggy-wiggy,
And the banker says beep-beep.

So I want to play at Bankers Trust
Like a hippety-hoppety bunny,
And best of all, oh best of all,
With really truly money.
Now grown-ups dear, it's nightie-night
Until my dream comes true,
And I bid you a happy boop-a-doop
And a big beep-beep adieu.

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Dear Margaret

Dear margaret I beg of you
Dear margaret gonna tell on you
Dont want to be patronized
By those lying eyes
Dear margaret I wanted you
Youre warming me up
So you can leave me cold
Kissin up to the rich
Intending to control
All the money money money
Is that all you live for
Youre a model and example
Of a greed that will destroy
Dear margaret I beg of you
Dont you like rock n roll
Dear margaret gonna tell on you
I like your wiggle when you walk
Dear margaret I trusted you
Dont you let me down
Dear margaret I wanted you
You had me living the illusion
To be a millionaire
Investing in stocks
Look at you now stringin other guys along
Youre into swinging
Now the money is all gone
Dear margaret I beg of you
Dont you like rock n roll
Dear margaret I trusted you
Your economic growth
And your cool suntan
But what have you done to your fellow man
Youve betrated us all with just a
Wave of your hand
What good is prosperity
When it starves the soul in man
Dear margaret I beg of you
Dont you like rock n roll
Dear margaret gonna tell on you
I like your wiggle when you walk
Dont want to be patronized
By those lying eyes
Dear margaret I trusted you
Dont you let me down
Dear margaret I wanted you

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Its only a bend

Stocks tumbling, markets mumbling
Bonds lost the sheen too.
Its takes lot of courage to pass through.

Sheets bleeding for the balance investors still sitting on fence...
Catch a breath oh little you,
Its takes lot of courage to pass through.

Bulls are dead, bears rule
Only hopes for the greater fool
A pig got slaughtered, was it u
Its takes lot of courage to pass through.

Earnings deplete, disaster complete
Fishes fly and the credit dry
The bankers don't even listen to......
Its takes lot of courage to pass through.

Terror strikes, time 2 move 2 bikes
How often do u look at skies...
There's someone up there
But I just forgot.... Who
Its takes lot of courage to pass through.

Times r tuff n the terrain rough
America’s got cold with the cuff
We should actually sneeze too
Its takes lot of courage to pass through.

BUT
Valuations are great, P/E close to 8
Time to buy n hold it long
To stand tall and stay strong
My Son-just watch the historical trend.....
Almighty jus called to say....
It’s only a bend, not the end.

5th December 2008
(This was written at the peak of subprime crisis and life for a financial services guy was getting tougher by the microsecond.)

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Giving Options Prevents That

No bonuses.
No more pats on the back.
No bonuses.
Lobbyists fight back.
No bonuses.
And that's why they attack.
Gone will be fat pockets.
And lifestyles lived in shacks.
Thieves like these greed.
Giving options prevents that.

No bonuses.
No more pats on the back.
No bonuses.
Lobbyists fight back.
No bonuses.
And that's why they attack.
Gone will be fat pockets.
And lifestyles lived in shacks.
Thieves like these greed.
Giving options prevents that.

No bonuses.
No more pats on the back.
No bonuses.
Lobbyists fight back.
No bonuses.
And that's why they attack.
Gone will be fat pockets.
And lifestyles lived in shacks.
Thieves like these greed.
Giving options prevents that.

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Santa Fe

Santa-fe,
Dear, dear, dear, dear, dear santa-fe,
My woman needs it evryday,
She promised this a-lad shed stay,
Shes rollin up a lotta bread
To toss away.
Shes in santa-fe,
Dear, dear, dear, dear, dear santa-fe
Now shes opened up an old maids home,
Shes proud, but she needs to roam,
Shes gonna write herself a roadside poem,
About santa-fe.
Santa-fe,
Dear, dear, dear, dear santa-fe.
Since Im never gonna cease to roam,
Im never, ever far from home,
But Ill build a geodesic dome
And sail away.
Dont feel bad.
No, no, no, no, dont feel bad
Its the best food Ive ever had.
Makes me feel so glad
That shes cooking in a home-made pad
She never caught a cold so bad
When Im away.
Santa-fe,
Dear, dear, dear, dear, dear, dear santa-fe.
My shrimp boats in the bay
I wont have my nature this way,
And Im leanin on the wheel each day
To drift away
From santa-fe,
Dear, dear, dear, dear, dear santa-fe.
My sister looks good at home,
Shes lickin on an ice cream cone,
Shes packin her big white comb,
What does it weigh?

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These Things Will Keep Me Loving You

(harvey fuqua/johnny bristol/sylvia moy)
Oh and I know these things will keep me loving you dear
Say it again
These things will keep me loving you dear
A gentle touch upon my face baby
A tender kiss and a warm embrace honey
Oh a few kind words
Spoken so sincere
And I know and I know
These things will keep me loving you dear
These things will keep me loving you dear
Give me your shoulder so I can cry on it baby
Oh give me advice that I can rely on honey
Oh say you love me every day of the year
And I know and I know
These things will keep me loving you dear
Say it again
These things will keep me loving you dear
Oh and I know these things will keep me loving you dear
Oh baby baby
Call me each night on the telephone baby
Oh send me a card when youre far from home honey
Oh hold me close to you baby every time youre near
And I know and I know
These things will keep me loving you dear
Oh, loving you dear
[ad lib to fade]

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Is It Alright

Dear jo:
I dont know where to begin so Ill just hello
Dear jo:
Is it so much better now youre on your own?
(is it alright? ) you never believed in yourself
(is it alright? ) but now that youre free, does it help?
Chorus:
Is it alright?
Now that youve got what you want?
And is it alright?
Now that youre back where you belong?
Dear jo:
Are you living it up every place you go?
Dear jo:
If youre having a hard time it sure dont show
(is it alright? ) you couldnt hold on in your mind.
(is it alright? ) now is it okay, is it fine?
Repeat chorus
Dear jo:
Can you believe that its been so long?
Dear jo:
Just thought Id write and let you know
(is it alright? ) you never believed in yourself
(is it alright? ) but now that youre free, does it help?
Repeat chorus
Is it alright?
Is it alright with you?
Is it alright?
Is it alright with you?
Repeat chorus
Repeat chorus

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As She Prayed [part 2]

Dear Father Up in Heaven
Watch over our soldiers who fight
For they are fighting for you Father
For the differince in wrong and right

Protect them dear Father
And mend their scars and hearts
For they are far from home dear Father
And their families are torn in parts

Watch over their families, dear Father
Keep those children from all harm
For it's the children who suffer, Father
When they fall under satins evil charm

We'll try and watch for satin dear Father
So our hearts won't let him in
And try our best, dear Father
To shun away from his sibn

I pray for the women, dear Father
Raising their kids all a lone
never knowing, dear Father
If their husbands will make it home

This prayer I pray to you, dear Father
It's this prayer I shall pray again
Until the wars are all over
And there is love among all men

8/13/2009 by Norman Hale Jr.

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