Pension reforms, like investment advice and automatic enrollment, will strengthen the ability of Americans to save and invest for retirement.

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One state retiree, 49 years old, paid, over the course of his entire career, a total of $124,000 towards his retirement pension and health benefits. What will we pay him? $3.3 million in pension payments over his life and nearly $500,000 for health care benefits - a total of $3.8m on a $120,000 investment.

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Investments

Who is paying the price for the debt we rack up?
We all do.
Time is the currency of life.
Invest your time in what you want to grow.
When you invest money, you make more money.
If you invest in war, then you will have many battles.
If you invest in hatred, then hatred shall multiply.
If you invest in love then love will grow.
Every investment is a risk
If you do not risk, then you do not see your investment grow.
Nobody is broke,
But we are all broken.
You can only spend each second once.
Once it is all spent, we leave our inheritance to our children.
What do I want to leave to my children?
For the sake of themselves and their children?
If we invest in love,
We invest in our children.
We are responsible for our own bank accounts,
But also for theirs.
They will learn how to invest from us.
Love is the greatest risk.
But it offers the greatest of rewards.

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Invest on a soul

Your revolver will not save you
When your limbs lose their ability.
Your wallet will not save you
When your brain loses its ability.
A trusted soul is the need of the hour.
Find a soul and invest on it
Before it is too late to do.
22.05.2010

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If a woman did not work and have the opportunity to save and invest on her own throughout her lifetime, she is often totally reliant on her family and Social Security for her retirement years.

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I can guarantee you this, that more pension and benefit reforms which I will consider arbitration reform to be one of them, are things that when they come to my desk, they will be signed.

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Social Security not only helps Americans enjoy a secure retirement, it has also kept millions of Americans out of poverty.

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Americans believe that people should work hard and get ahead on their own, but when disaster strikes and they need help with retirement or disability, Americans as a whole should come to their aid.

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Indeed, I think most Americans now know that in 1935 when Social Security was created, there were some 42 Americans working for every American collecting retirement benefits.

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We want to develop innovative ways to promote savings so more Americans can save for their future, but first we need to reject privatization schemes and work together to strengthen Social Security.

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Monopoly

Like dictators
Monopoly is harmful for the masses
Since it tends to
Increase the market price
Of products and services
More and more

That’s why
The governments should
Encourage new investment
In the sector

The commercial banks
Have a crucial role to play
To stop monopoly

If there is no entrepreneur
Willing to invest in the field
The government should encourage
Foreign investment
To solve the problem

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Automatic Love

Written: rapino brothers/minogue/humpe
Would you please forgive me I feel a stranger here
It seems Ive lost all my memories and all of my tears
* I know why Im so crazy I dont care
cause its you that makes me so beware
Ypu put me on automatic love, theres no return
Im on automatic love nothing can stop me
Im on automatic love come on and turn it on
Automatic, automatic
I dont feel you enter in my man menu
But every time I touch the key the screen is showing you
* repeat
The moon on you will come to call
Its so autcnoly
So beware, you put me on automatic love
Automatic love
Nothing can stop me, Im on automatic love
Come on and turn it on
(continue with ad lib to fade)
Come on, turn it on

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Poverty Me

In a ‘cheap' apartment
With high utilities and
A great sense of aaah;

Driving a car with dings
And looking cool in resale
Clothing selected by a 'good'
Eye; Limited antenna
television access.

Poverty me with no money for
Travel or play, knowing I have
Seen all of the world that I will
Ever see: Poverty me.

Forced retirement with a tiny
Pension laced with a breakdown
Of the senses: Good, common, non -

All my ‘backup' rushed ahead
And now there's nothing to invest,
No safety net, nothing but a Social
In-Security check, a part time job
(That I Am blessed with)
And a prayer.

Don't poverty me.

2012

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Increased government spending can provide a temporary stimulus to demand and output but in the longer run higher levels of government spending crowd out private investment or require higher taxes that weaken growth by reducing incentives to save, invest, innovate, and work.

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We need to build on the success of Social Security by developing bold and innovative ways for Americans to build wealth and save for retirement. I believe we can work together in a bipartisan manner to accomplish these goals.

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Hands of Time

Time is my drug, my addiction.
Tick toc, tick toc, tick toc.
I am running out, I panic!
I steal some from another.
Not knowing how much they have,
But still trying to add to my own lot.
There is never enough.
Always wanting more.
Waste mine, utilize another's.
Yet mine is more valuable?
At least that's what I think.
But really, I don't think.
I am just another thief.
Until it is another that steals mine from me.
I then realize the value of the currency.
If I share it, it cannot be stolen from me.
My investment grows.
As I invest mine in another,
Many begin to invest in me.
For now, it is no longer an addiction.
It is now my conviction.
I have let my hands become,
The hands of time.

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However, the Administration's plan to privatize Social Security will undermine retirement security for all Americans by cutting guaranteed benefits by more than 40 percent, and risky private accounts won't make up for the loss of benefits for millions of Americans.

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I'm interested in giving business an opportunity by improving the tax environment to invest and grow with Pennsylvania, to expand and put more money in capital investment and creating jobs.

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Americans are not saving enough for retirement.

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Well, the economic recovery was successful even though the Democrats opposed the reforms every step of the way. And it is clear the Democrats have no clear plan to strengthen our economy, as Republicans do.

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C'mon Baby Light My Fire

Jeffrey Boyle was a real fireman.
I wish to it clear to you that you would understand;
Jeffrey was a fireman when he off duty being a fireman.
Jeffery, a 25 year-old veteran of Chicago's Fire Department, was an arsonist.
A fireman who starts fires, now that's twist.
Jeffrey was sentenced to six years in prison for starting eight fires.
His pension from the Fire Department had been revoked,
His retirement he planned was not acquired.
Boyle argued that because he set the fires while he was off duty from his job as a firefighter,
-and he did not use department equipment to set them,
-he was legally entitled to receive his $50,000-a-year pension.
But there was more tension,
A judge ruled in his favor.
Judge Leroy Martin said in his ruling,

'There must be a clear and specific connection between the felony committed and the participant's employment. It's unsettling, nay, repugnant that Mr. Boyle should stand poised to collect a pension, but the court is duty bound to apply the law.'

And that was that, that was all.

Am I slow or stupid or what?
I just don't get it.

11/12/09

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