Americans are not saving enough for retirement.

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Social Security not only helps Americans enjoy a secure retirement, it has also kept millions of Americans out of poverty.

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Americans believe that people should work hard and get ahead on their own, but when disaster strikes and they need help with retirement or disability, Americans as a whole should come to their aid.

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Indeed, I think most Americans now know that in 1935 when Social Security was created, there were some 42 Americans working for every American collecting retirement benefits.

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Save, secure, savour!

Lets see in today’s world,
all worried about a good financial formula.
Felt like running against time,
thinking of saving huge amount prior to retirement!

Competing with colleagues,
if their investments; really the better plans than mine.
Assuming an ideal situation only if i got little earlier,
all saving incomes with incredible interest’ would sound awesome!

Saving should be in that leading institute which already,
has been awarded as 5 star fund mutually.
Considering all that risk factors of net asset value,
in market but strongly there’s an assurance of capital returns!

Now, start dreaming about after retirement,
no doubt, it could be a unique holidays with the family.
But there won’t be such amazing holidays,
cause suddenly a consciousness comes about family’s future security!

It would be more better if i save a little more,
since i have been saving throughout my whole working life.
Let my family & this world shall know that i am capable of saving,
such huge fund just to secure their (family’s) future!

It goes like this all of my life,
I worked hard on saving for future securities.
Then it keeps on continuing until i die and finally admitted myself
that i save all that i can for my family, so i’m ready to leave this world peacefully…!


Written by warner keisham, at 3.49 am, sunday morning, march 28,2010.

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However, the Administration's plan to privatize Social Security will undermine retirement security for all Americans by cutting guaranteed benefits by more than 40 percent, and risky private accounts won't make up for the loss of benefits for millions of Americans.

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A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

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It seems that American patriotism measures itself against an outcast group. The right Americans are the right Americans because they're not like the wrong Americans, who are not really Americans.

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Financial literacy is an issue that should command our attention because many Americans are not adequately organizing finances for their education, healthcare and retirement.

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As Americans, we can choose where we work and live, what we drive, which insurance plan is best for us, so why can we not give workers a choice when it comes to their retirement?

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Americans will listen, but they do not care to read. War and Peace must wait for the leisure of retirement, which never really comes: meanwhile it helps to furnish the living room.

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Pension reforms, like investment advice and automatic enrollment, will strengthen the ability of Americans to save and invest for retirement.

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Retirement Rendezvous

Retirement rendezvous
There is a member who is new
Who requires some type of rescue!
Looking back at life’s preview

He has had his kids
Been wise and stupid
Smoked enough weed
Aging exhibits on both eyelids

Retirement rendezvous
No more young dreams to pursue

A time he was young with hope
Goals matured and developed
But time took away that potential scope

Retirement rendezvous
Old age has at last struck for true

Retirement rendezvous
Today he joins the old pensioners’ crew

Stuck in his fresh basement
He scorns retirement at its commencement
With continuous utter resentment
Thinking it is a washed up experiment

Retirement rendezvous
Today, old age seems to be of no value

Retirement rendezvous
A new life and a new official venue

Retirement rendezvous
Some meet at the post office queue
Others meet at the bookies avenue
Leaving only when the night is due

The alarm clock has ceased ringing
The ladies have stopped singing
The bread winner is no longer bringing
To him nothing anymore is inspiring!

Retirement rendezvous
Why is life such a screw?

Retirement rendezvous
Is this a new life for true?

Retirement rendezvous
His thoughts he has to subdue
For him life still continues
Forthwith he looks at life with a new view!


(2007)

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Increased awareness and education could be a great help toward improving spending and saving habits and increasing participation and contribution levels to retirement plans.

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The President and I agree that Social Security needs to be preserved so that we can ensure that all Americans receive the retirement benefits they've been promised. But we disagree as to how best to fix the system.

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Social Security is the very foundation of retirement security for millions of Americans.

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The main purpose of Social Security is to redistribute wealth, to make an increasingly large number of Americans dependent on government for their basic needs in their retirement years.

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Personal savings accounts to me are one of the most powerful things, not necessarily in saving, solvency, or bankruptcy of the program, but in guaranteeing, the words I used a few minutes ago, a safe and secure retirement for our seniors.

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I agree that we must expand opportunities for retirement saving, but we must not undermine this worthy effort with a flawed privatization scheme that takes the 'security' out of Social Security.

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Planning to play: that's what saving for retirement is today - and it is antithetical to the nature of play, fully within the definition of work, and blissfully ignorant of the reality of death.

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We need to build on the success of Social Security by developing bold and innovative ways for Americans to build wealth and save for retirement. I believe we can work together in a bipartisan manner to accomplish these goals.

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