The man with a fixed income lives with anxiety and suffers as the costs of goods fluctuate.

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Fixed Income

'You are a spendthrift and should budget.
Economize your lifestyle.
And not seek reasons to fuss.
Limit your wants and provide first your needs.
Decrease your appetite,
And this activity will eventually please! '

You don't have a fixed income.
Or live alone.
Do you?

'What does that have to do with me?
All of us in my household,
Eat less meat and dine out infrequently.
And we are able to save an exorbitant amount of money.
Proving we can reduce 'our' excessiveness.
And this I am sure you have not tried.'

You don't have a fixed income.
Or live alone.
Do you?

'There you go!
Trying to compare anchovies with caviar.
And there is quite a difference.'

You don't have a fixed income.
Or live alone.
Do you?

'No I do not!
But if I did,
I certainly would be able to do it better than you.
With far fewer complaints.'

poem by Lawrence S. PertillarReport problemRelated quotes
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Loose Talk Costs Lives

(b gibb)
Loose talk costs lives
People like to play
Were basically the same
We never lie
Loose talk costs lives
Dont look at me as if you dont remember me at all
There was laughter, there was pain
But I wont make the same mistakes I made
You are too beautiful to me
I hide my tears inside the rain
Am I the soul you cast your spell upon
I had control and now its gone
Or are you someone who controls my heart and mind
And I will never say a word
And I will never say goodbye
Loose talk costs lives
People like to play
Were basically the same
We never lie
Loose talk costs lives
I can see that someone hung a sign around your heart
And it reads do not return
And there is so much trouble I could cause
Someone as beautiful as you
You can feel my candle burn
And I still recall some starry night
We had it all, we held on tight
I promised I would come to you and catch you if you fall
And they will never know about us
For just one moment you were mine
Loose talk costs lives
People like to play
Were basically the same
We never lie
Loose talk costs lives
For just one moment, just one moment, you were mine
Loose talk costs lives
(our moment held in time)
People like to play
Were basically the same
We never lie
Loose talk costs lives
Loose talk costs lives
People like to play
Were basically the same
We never lie
Loose talk costs lives

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Because what happens is, as the economy suffers, tax revenues go down. But unlike businesses, where at least your variable costs go down, in government your variable costs go up: unemployment insurance, workmen's compensation, health care benefits, welfare, you name it.

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The shortage of buyers, which the world is suffering from, is readily understood, not as due to people not wishing to obtain possession of goods, but as people being unwilling to part with something which might earn a regular income in exchange for those goods.

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Not Covered By Medicare

Spending habits out of control?
No problem.
Living on a fixed income,
And the doing of it has gotten old?
Nooo problem.

Are you graying with age gracefully?
Or are you still trying to convince anyone,
You are just a few years over 21?
No problem.

Just sit and admit it,
Even though difficult to do.
You are old and it shows!
Fixed income or not...
It is a part of life we all go through.
With few if any exceptions.
And that's the way our muscle flow.

'No!
Butt and stomach tucks.
Face lifts and the erasing of wrinkles,
Are not covered by 'medicare'.

However,
There may be a provision for corns and bunions,
With a co-pay.
Would you like your makeover to begin,
In those areas first?
We can take years off of the appearance of your feet.'

~Well...
Let me think about it.
I was hoping for something,
A bit more impressive.~

poem by Lawrence S. PertillarReport problemRelated quotes
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Animals and Investment

1. The Managed Fund

Crows guarded his retirement plan.
They marched around its perimeter.
Squirrels managed the fund.
They wore small green visors,
used their cheeks as briefcases,
embezzled by accident, forgetting
where they buried the dividends.

2. Fixed Income

One day so dispirited by his work
was he that he decided to retire.
He asked to begin to withdraw
his pension. The account-manager,
a raccoon, presented a box to him,
removed the lid, and waddled away.
The new pensioner peered in.
Feathers and leaves were all
the box held. His income was fixed.

poem by Hans OstromReport problemRelated quotes
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Living On A Fixed Income

I've come up with a plan,
To help budget my fixed income.
And I am sure,
Those like myself...
Who can barely exist from month to month,
Will find this to be exactly what they have been seeking.

I have decided to eliminate the last two weeks of each month.
And I awakened realizing,
How much time, money and energy I could save.

I've taken all my calendars...
And just cut away the last two weeks from each month.
Not only am I feeling better about it,
I'm already planning to take a vacation...
With the excess savings.

Who knew how simple it could be,
To make living on a fixed income...
Such a wonderful experience.

And with those weeks I've cut away?
I've decided to donate them to people complaining,
How they wish they had more time to do 'stuff'.
Not only will they have more time on their hands...
Perhaps they will stop complaining, period!

poem by Lawrence S. PertillarReport problemRelated quotes
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Chris Cooper

I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it.

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Active, Relaxed...And 'Regular

Budgeting a fixed income,
Is not as easily done...
As someone scheduling,
Their upcoming annual cruise...
To lounge about on an exotic island.

My idea of a vacation...
Is the discovery I've found discounted prices,
At a local supermarket.
And I've got a few dollars left over in my pocket,
To buy an extra box of popcorn to pop.
With the hope to match at least three numbers,
On an infrequently purchased lottery ticket.

Budgeting a fixed income,
Is not as easily done...
As someone who suggests,
I should put a few coins away daily...
To save for a rainy day.

As far as I am concern...
From the lessons I've learned.
If I can manage to stretch and exercise my legs...
As often as I can.
I will keep my mind entertained,
When walking in the rain.
And I don't need a penny to get any Sun...
To do it when it's done.
As my mind is kept full and fresh with imagination.

I find it a whole lot cheaper,
When I am keeping active, relaxed...and 'regular'.
If you know what I'm saying from my perspective.

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Lawsuit abuse is a major contributor to the increased costs of healthcare, goods and services to consumers.

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Low-income seniors who choose to enroll in a drug discount plan will receive $600 of Federal assistance in 2004 and 2005 to further defray the costs of their medications.

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The Goods Gone

I know when Ive had enough
When I think your love is rough
Chorus:
The goods gone
The goods gone
The goods gone
The goods gone
The goods gone out of our love
I know its wrong
We should enjoy it, but
The goods gone
The goods gone
Once we used to get along
Now, each time we kiss, its wrong
(chorus)
Now it aint no fun
And the goods gone now
We used to love as one
But we have forgotten now
I know when Ive had enough
When I think your love is rough
(chorus)
Its gone forever

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As costs mount, in lives and dollars, it is natural to second guess, but one lesson I hope we have learned is that the U.S. cannot go it alone in a policy that leaves American troops taking all the risk and American taxpayers paying all of the costs.

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The income tax is a twentieth-century socialist experiment that has failed. Before the income tax was imposed on us just 80 years ago, government had no claim to our income. Only sales, excise, and tariff taxes were allowed.

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If you or me go to the gas station to fill up our car and it costs us much more than we expected, it will zap our discretionary income. We won't have the extra money to buy that washing machine or new winter coat-all big ticket items that are important to economic growth.

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A $1.7 billion average increase in electricity costs is estimated to result in a $1.3 billion decrease in personal income and a loss of 13,000 more jobs in the region.

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Every retailer, when they price their goods, looks at their total cost overall. When they have costs go up, they'll price their products accordingly.

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“LIVES” are Priceless

Believe it, humans cost money, they’re profits, and lives aren’t

important:

“It costs to be born, ”
“It costs to live, ”
“It costs to die.”

In the agriculture industry, money comes before being fed.

In the fashion industry, money comes before being clothed.

In the real estate industry, money comes before being sheltered.

In the business industry, money comes before doing without needs.

In the health industry, money comes before saving lives.

In the funeral industry, money comes before burying a life.


Money is the main human sacrifice and those celebrities are the public example; the dramas and appraisers surrounding their lives are preyed upon by tabloids that make earnings about their publicity:

Their charity work, it’s worth bronze.
Their childhood, it’s worth silver.
Adultery exposure, nude images, drugs, DUI, etc. it’s worth gold.
Death or prison sentence, a pandemonium, that’s worth platinum!

Coming into this world you’re paying a price, but what will happen if people can’t afford to buy anymore? Nah, that wouldn’t happen—it’s always will or a way, and even with the different birth control life can’t be eliminated.

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And, in the past, it has been all too easy for legislators to load costs onto business in order to meet broader social goals. And costs for business means costs for consumers.

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Anxiety of Fear

Though it only takes few seconds
It doesn’t make the burden in my heart
Less its weight
There’s always an unseen wall
That called fear

Fear of rejection
Fear of disappointment
Fear of out of control
Fear of unknown

Maybe it’s enough
Maybe it’s not enough
Maybe it’s should be enough
Maybe it’s never enough

Though I have confidence
Though I have lot experience
It doesn’t make my stomach not ache
Or my feet lighter
There’s always a cold feeling
That called anxiety

Anxiety of acceptance
Anxiety of failure
Anxiety of future
Anxiety of unreasonable

Maybe it’s right
Maybe it’s not right
Maybe it could be right
Maybe it won’t ever be right

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